For those property transactions involving a mortgage, conveyancers and solicitors acting for lenders will usually follow standard conveyancing instructions and any specific requirements as set out by the lender providing the mortgage.

The BSA has introduced mortgage instructions for its members, ensuring that all its members have access to a full set of standard instructions.

The BSA Mortgage Instructions are being used by 31 lenders including 27 building societies.

There are full conveyancing instructions for each of the following UK jurisdictions: England and Wales; Scotland; Northern Ireland; and Isle of Man.

Instructions for all parts of the UK come into effect from 1 January 2010.

The BSA Mortgage Instructions comprise of two sections: a core set of mortgage instructions; and specific requirements setting out individual lenders’ policies.

For more information on the BSA Mortgage Instructions please view our FAQs section.

Link to frequently asked questions

If you are a conveyancer and have a query on any of the requirements in the Instructions, you must contact your instructing lender – not the BSA.