Policy

Archive: Industry Responses

As well as proactively campaigning, the BSA frequently comments on consultative papers issued by the Financial Services Authority, and by government departments such as the Treasury or the Department of Trade and Industry.  BSA responses to many recent consultations can be found below.

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All Anti-money Laundering ATM Charging Banking Code BS Sector - Structure Building Society Legislation Capital Requirements Child Trust Fund Corporate Governance Corporate Social Responsibility Deposit Guarantee Directive Fair Play Mechanisms - Generic Guidance Financial Capability Financial Inclusion Financial Ombudsman Service Financial Reporting Financial Services Compensation Scheme Fraud Prevention FSA - Other General Insurance Housing and Mortgages ISAs Large Exposures Liquidity and other prudential requirements Lost Accounts Markets in Financial Instruments Directive Mental Capacity Act Mutuality - Promotion of Nature of a Building Society Office of Fair Trading Payments Taskforce Other Payment Information Physical Security Regulated Investment Business Regulatory and Statistical Reporting Savings - General Policy Treating Customers Fairly Unfair Commercial Practices Unfair Terms in Consumer Contracts (UTCC) Regulations

Latest

04.08.2008

Consumer Law Review: Call for Evidence

23.07.2008

Letter to Commissioner McCreevy on possible changes to the large exposures regime A letter to Commissioner McCreevy on the European Commission's plans for the large exposures regime.

19.06.2008

The Saving Gateway: Operating a national scheme

13.06.2008

Response to the European Commission’s public consultation on possible changes to the Capital Requirements Directive BSA responds the the European Commission's consultation on possible changes to the CRD. Main areas to affect societies are large exposures and hybrid capital instruments.

29.04.2008

Civil Justice Council Mortgage Arrears Protocol

22.04.2008

Financial stability and depositor protection: strengthening the framework.

18.04.2008

Response to a CEBS consultation paper on changes to the guidelines on common reporting (CP 04) Read the BSA's response to CEBS's plans to change aspects of common reporting.

02.04.2008

BSA response to the FSA's discussion paper on the definition of capital The BSA argues against the proposal to subject PIBS to the same principles as hybrid capital instruments issued by banks. PIBS should not be categorised as innovative Tier 1 capital and should not be subject to the 15% limit against all Tier 1 capital.

31.03.2008

BSA response to the FSA's discussion paper on liquidity - DP 07/7 The BSA responds on behalf of member societies to the FSA's discussion paper on liquidity.

06.03.2008

Budget 2008: Individual Savings Accounts In this submission the Building Societies Association asks that you consider changes to the regime for Individual Savings Accounts (ISAs) to bring cash ISAs into closer alignment with stocks and shares ISAs.