The Mortgage Market Review is here, but was it worth the wait?

The long anticipated final mortgage market review proposals were eventually published on 19 December 2011.  So was it worth the wait?

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Support for Mortgage Interest - DWP calls for evidence

On 6 December 2011, the Department for Work and Pensions (DWP) published an informal consultation on Support for Mortgage Interest (SMI).

The consultation seeks views on how SMI should be structured in the future, such as placing a charge on the property, amending the standard interest rate and the future of Mortgage Interest Direct.

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The Revival of Right to Buy

One proposal which gained column inches when the Government’s housing strategy was published before Christmas was the re-invigoration of right to buy.  Pundits are divided on the impact of such an approach.

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BSA Buy-to-Let Seminar
29 March 2012, London

Following significant growth in the private rented sector over recent years, the proportion of households renting privately now stands at 16.5%.  With the difference between the number of social renters and private renters narrowing, this seminar looks at the vital role that private investment plays through the provision of buy-to-let mortgages.  It will also examine how lenders use varying techniques for managing and assessing risk.  Plus we ask what impact regulation might have if the EU Mortgage Directive captures buy-to-let mortgages within its scope.

Content:

• What is the future for the funding of the private rented sector?
• Potential buy-to-let regulation, what does this mean for growth and future lending?
• What opportunities for mutual lenders does the buy to let market offer?

The event will be important for lenders already offering buy to let mortgages as well as those considering entering the market in the future.

Note: Spaces are limited, please book early to avoid disappointment.

For more information and to register, please click here

Mortgage Matters opinion survey

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