Mortgage Market Review - Are we to see the end of interest only mortgages?

Interest only mortgages have been around for some time, enjoying particular popularity during the 1980s and early 1990s. However, will the FSA's Mortgage Market Review see the demise of interest only mortgages?

Read the full article here.

The New Mortgage Landscape: Responsible, Ethical, Profitable Lending

How can mutual lenders overcome the key challenges of ensuring that their businesses are profitable while at the same time responding to increased focus on the fundamental principles of lending, yet also retain the unique ethical standards that characterise the sector?

Debate these issues at the BSA's 'The New Mortgage Landscape: Responsible, Ethical, Profitable Lending' event on 20 October 2010, sponsored by the Water Industry Property Information Network

 Find out more details here

Lack of Consumer Confidence in Housing Market Remains

The BSA’s Property Tracker survey for September found that the proportion of consumers who do not think that it is a good time to buy a property has risen since the June survey from 21% to 26%.

Full details of the survey can be found here

FSA Competence and Ethics Consultation

In a response to a FSA consultation paper on Competence and Ethics, the BSA has highlighted the high standards of service that societies provide to customers as a result of initiatives that they already have to ensure that staff are competent and behave in an ethical manner.

 Further information including the BSA's response can be found here

Comprehensive Spending Review

Perhaps the most important event since the election, the comprehensive spending review (CSR) is less than a month away. On 20 October the coalition Government will finally announce exactly how it will reduce public sector spending and the national deficit.

Read the BSA's thoughts on the CSR here.