Deed Care Service

Barnsley DeedCare

If you lose or mislay the Title Deeds to your property, or if they should get destroyed, replacement is an expensive and time-consuming process and one in which you may need your Solicitor’s involvement. Once you have repaid the mortgage in full and the deeds are handed to you, their safekeeping is entirely your own responsibility.

DeedCare is a service provided by the Barnsley for borrowers who are about to complete the repayment of their mortgage.

The Barnsley keeps your Deeds in the security of our own strongroom, with inspection permitted if required, at a mutually-convenient time.

Insurance On Your Home

With DeedCare, the only requirement is to continue with insurance through the Barnsley. Should you be covered for buildings only, then why not ask for a ‘no obligation’ quote for one of our combined buildings and contents schemes, which can include buildings, contents, personal possessions and accidental damage all in one policy. Transfer to such cover, if required, can be effected at any time.

A Finance Option For The Future - Should You Need It

DeedCare makes additional loans easier to arrange, whether you want to carry out home improvements, buy a new car, or even take that longed-for holiday. We can arrange the loan to suit your needs and at very competitive rates.

How Does DeedCare Work?

Very simply! Instead of repaying your mortgage in full, you keep your account open with a token amount of £1, and your insurance cover remains with the Barnsley. The insurance premium can either be paid in full in January of each year or by monthly instalments.

Couldn’t be simpler, could it? Your options for future finance remain open, your insurance is continued, your Deeds are safe.

All you need do is complete a simple form and return it to the Barnsley - then let DeedCare take care of the rest!

DeedCare allows you to retain the special advantages available to anyone with a mortgage account at the Barnsley and gives you not only an ongoing service that includes special insurance arrangements and a safe, secure place to keep the valuable deeds to your home, as well as providing access to finance and loan options should you need them in the future.

DeedCare provides all this extra peace of mind with carefree simplicity - together with, of course, the reliable, friendly help and advice you’ve come to expect from the Barnsley.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Written quotations available on request. All loans subject to status. Be sure you can afford the repayments before entering into a credit agreement.