|
|
Interest Rates
with effect from 1st January 2009
Investment Accounts | Previous Gross Rate % | Current Gross Rate % | AER % * | Net Rate % ** |
| Falcon 120 (Annual Interest) |
| £5,000 - £24,999 |
2.00 |
1.35 |
1.35 |
1.08 |
| £25,000 - £49,999 |
2.25 |
1.45 |
1.45 |
1.16 |
| £50,000 - £99,999 |
2.50 |
1.70 |
1.70 |
1.36 |
| £100,000 + |
2.80 |
1.95 |
1.95 |
1.56 |
| Falcon 120 (Monthly Interest) |
| £10,000 - £24,999 |
1.98 |
1.34 |
1.35 |
1.07 |
| £25,000 - £49,999 |
2.23 |
1.44 |
1.45 |
1.15 |
| £50,000 - £99,999 |
2.47 |
1.69 |
1.70 |
1.35 |
| £100,000 + |
2.76 |
1.93 |
1.95 |
1.54 |
| Falcon 60 (Annual Interest) |
| £1,000 - £9,999 |
0.85 |
1.15 |
1.15 |
0.92 |
| £10,000 - £24,999 |
1.60 |
1.25 |
1.25 |
1.00 |
| £25,000 - £49,999 |
1.85 |
1.35 |
1.35 |
1.08 |
| £50,000 + |
2.10 |
1.85 |
1.85 |
1.48 |
| Falcon 60 (Monthly Interest) |
| £10,000 - £24,999 |
1.59 |
1.24 |
1.25 |
0.99 |
| £25,000 - £49,999 |
1.83 |
1.34 |
1.35 |
1.07 |
| £50,000 + |
2.08 |
1.83 |
1.85 |
1.46 |
| Falcon Instant |
| £1 - £499 |
0.20 |
0.10 |
0.10 |
0.08 |
| £500 - £4,999 |
0.25 |
0.15 |
0.15 |
0.12 |
| £5,000 - £9,999 |
0.30 |
0.20 |
0.20 |
0.16 |
| £10,000 + |
0.60 |
0.50 |
0.50 |
0.40 |
| Falcon First |
| £1 - £10,000 |
3.20 |
3.25 |
3.25 |
2.60 |
| Falcon Club |
| £1 - £10,000 |
3.20 |
3.25 |
3.25 |
2.60 |
| Falcon 50 Years + (Annual) |
| £10,000 - £24,999 |
2.85 |
2.25 |
2.25 |
1.80 |
| £25,000 - £49,999 |
2.90 |
2.50 |
2.50 |
2.00 |
| £50,000 - £99,999 |
3.15 |
2.75 |
2.75 |
2.20 |
| £100,000 + |
3.45 |
3.00 |
3.00 |
2.40 |
| Falcon 50 Years + (Monthly) |
| £10,000 - £24,999 |
2.81 |
2.23 |
2.25 |
1.78 |
| £25,000 - £49,999 |
2.86 |
2.47 |
2.50 |
1.98 |
| £50,000 - £99,999 |
3.11 |
2.72 |
2.75 |
2.18 |
| £100,000 + |
3.40 |
2.96 |
3.00 |
2.37 |
| Falcon Cash ISA |
| £100 - £499 |
0.20 |
2.00 |
2.00 |
Tax Free |
| £500 - £999 |
0.25 |
2.00 |
2.00 |
Tax Free |
| £1,000 + |
3.80 |
3.00 |
3.00 |
Tax Free |
| Falcon Flexi-Save |
| £20 - £50,000 |
3.35 |
3.00 |
3.00 |
2.40 |
| Employee Savings |
| £1 - £50,000 |
1.75 |
1.00 |
1.00 |
0.80 |
| Barnsley Football Club - Reds Saver Account |
| £100 - £50,000 |
2.00 |
1.50 |
1.50 |
1.20 |
| Barnsley Football Club - Junior Reds Saver Account |
| £1 - £10,000 |
3.20 |
2.75 |
2.75 |
2.20 |
| Yorkshire Air Ambulance - YAA Saving Saves
Lives |
| £100 - £50,000 |
2.00 |
1.50 |
1.50 |
1.20 |
|
Junior accounts available on this account type where opening balance is just £10 |
| Barnsley 609 Fixed Rate Investment Bond |
| £100 - £500,000 Annual |
n/a |
4.50 |
4.55 |
3.60 |
| £100 - £500,000 Monthly |
n/a |
4.41 |
4.55 |
3.53 |
Online Savings
|
| e-save Online Savings Account
(Available only via the BBS website) |
| £1 - £100,000 |
3.80 |
3.75 |
3.75 |
3.00 |
Accounts no longer available to new customers
|
Investment Accounts | Previous Gross Rate % | Current Gross Rate % | AER % * | Net Rate % ** |
| Tigers Account,
Wildcats Account, Millers Account,
Spireites Saver Account |
| £100 - £50,000 |
1.55 |
1.00 |
1.00 |
0.80 |
| Sterling Summit (Monthly Interest) |
| £1,000 - £9,999 |
0.85 |
0.15 |
0.15 |
0.12 |
| £10,000 - £24,999 |
1.59 |
0.75 |
0.75 |
0.60 |
| £25,000 - £49,999 |
1.83 |
1.00 |
1.00 |
0.80 |
| £50,000 + |
2.08 |
1.25 |
1.26 |
1.00 |
| Sterling Bonus Account |
| £5,000 - £24,999 |
0.95 |
0.25 |
0.25 |
0.20 |
| £25,000 - £49,999 |
1.20 |
0.50 |
0.50 |
0.40 |
| £50,000 - £99,999 |
1.45 |
0.75 |
0.75 |
0.60 |
| £100,000 + |
1.95 |
1.25 |
1.25 |
1.00 |
| Falcon Treasurer |
| £1 - £499 |
0.20 |
1.75 |
1.75 |
1.40 |
| £500 - £4,999 |
0.25 |
1.75 |
1.75 |
1.40 |
| £5,000 - £9,999 |
0.40 |
1.75 |
1.75 |
1.40 |
| £10,000 - £49,999 |
0.55 |
1.75 |
1.75 |
1.40 |
| £50,000 + |
1.05 |
1.75 |
1.75 |
1.40 |
| |
|
|
|
|
Customer Information - Investors with superseded accounts may switch immediately to any similar current issue, without penalty interest.
We will tell you about any changes in interest rates within 3 days of
the change taking place, either by displaying a copy of the new and
previous rates at any of our branches, by placing advertisements in
local, regional newspapers and by having rates available through the
Customer Contact Centre and our website.
# Net rates are illustrative only and allow for the deduction from
the gross rate of income tax at
the current rate of 20%. *AER stands for Annual Equivalent Rate and
illustrates what the
interest would be if interest was paid and added each year.
For further information contact your local Barnsley branch direct or
our Customer Services Department on 0800 923 0045. |
| Links |
|
Further information for consumers is available from a range of
industry bodies.
|
|