Mortgages

Our mortgage experts offer you something that is rare in today's mortgage market - a truly personalised and common sense approach.

We take the time to understand your financial situation and the type of property you are buying. We can lend in complex financial situations and for unusual properties or projects.

Our current mortgage products are shown on the right and our detailed Tailored Mortgages and Mortgage Information leaflets are available as a PDF download. For further information on each specific account, please click the account name shown.

Richard Mason
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Richard Mason
Head of Lending

pdf iconTailored Mortgages Leaflet PDF2.2MB
pdf iconMortgage Information Leaflet PDF2.4 MB
You will need to have Adobe Acrobat Reader installed on your computer to view or print any of our forms. Click here to download.

Mortgage Rates from 1st January 2009

ProductRateAPR
Guarantor From 4.94%* 5.2%*
Lifetime - Interest Only From 4.94%* 5.1%*
Additional Borrowing From 4.94%* 5.3%*
Re-mortgages From 4.94%* 5.2%*
Bridging Loans From 4.94%* 6.4%*
Unique Homes From 4.94%* 5.2%*
Second or Holiday Homes From 5.94%* 6.1%*
Buy-to-Let From 5.94%* 6.1%*
Let-to-Buy From 5.94%* 6.1%*
Property Development/Refurbishment From 5.94%* 7.5%*
Commercial/Semi-Commercial From 5.94%* 6.2%*
Right to Buy From 4.94%* 5.2%*
Agricultural or Equestrian From 5.94%* 6.3%*
*The actual rate payable will depend upon your individual circumstances, please ask for a
personalised illustration.

Some of these mortgages will be regulated by the Financial Services Authority (FSA).

Follow this link for information regarding Mortgage Regulation.

Building insurance cover is required and can be arranged by the Society.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON
YOUR MORTGAGE.

The Society is authorised and regulated by the Financial Services Authority.