Mortgages and housing

Building societies have a strong tradition of helping people to buy their own home. Whether you are looking to buy for the first time, move up the housing ladder, are thinking about building your own home, or are interested in alternative ways to get started - it is worth taking a look at this section.

Related material

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General unrestricted BSA publications and newsletters can be found in the Publications section.

About Mortgages

Find out what different mortgages are available and how they work in this handy factsheet.

  • Date: 07 February 2022
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How to get a mortgage

In order to buy a home, most people need to take out a mortgage. Click on this factsheet to find out how you can get yourself mortgage-ready and to understand the application process.

  • Date: 07 February 2022
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Can't pay your mortgage?

If something happens and you can't make your mortgage payments help is on hand.  Find out here where to go for help and guidance. 

  • Date: 07 February 2022
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Tips on dealing with debt

 What to do if you have a debt problem and where you can go for help.

  • Date: 06 February 2022
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Useful links

If you need money advice or want to make a complaint this factsheet will give you a round up of some links you may find useful. 

  • Date: 06 February 2022
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Cladding - consumer Q&A

Information for consumers about cladding and the EWS1 form.

  • Date: 05 February 2022
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First Homes

First Homes is a new Government scheme designed to help local first-time buyers and key workers onto the property ladder, by offering homes at a discount of 30% compared to the market price. In some areas the discount could be as high as 50%.

  • Date: 04 February 2022
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Later life lending and building societies' lending age limits

This factsheet details the maximum age limits that individual building societies will consider lending to.

  • Date: 26 November 2021
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Help to Buy

There are a number of schemes available to help you purchase a home. This factsheet provides some basic facts and links to where to find further information.

  • Date: 08 April 2021
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Self and Custom Build

Useful information for those wanting to start a self or custom build project

  • Date: 29 October 2020
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Leasehold homes: CMA enforcement action for leasehold mis-selling

The Competition and Markets Authority (CMA) announced on the 4th September 2020 that it is taking enforcement action against four leading housing developers in relation to the sale of leasehold properties

  • Date: 04 September 2020
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Building on the Bank of Mum and Dad

The Bank of Mum and Dad – now a top 10 unofficial UK 'lender' – is already playing a positive role. How we promote and broaden its contribution in future years will be key to sustaining a healthy housing market.

  • Date: 13 November 2018
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