Following the recommendations of the BSA's 2015 report Lending in retirement building societies have reviewed their maximum age limits for lending. Below is a list of the societies who have chosen to increase their upper lending age limit to 80, 85 or remove all together.
In addition to the report the BSA has published a consumer information guide on the subject - Can I get a mortgage at my age?
You can find out more information on mortgage options when considering borrowing into, or during, retirement in this useful leaflet (created in collaboration with UK Finance and other trade associations).
Contact details for all of our members are available in our list of members.
Societies with no age limit:
| Bath |
Buckinghamshire |
| Cambridge |
Chorley |
| Cumberland |
Dudley |
| Harpenden |
Hinckley and Rugby |
| Ipswich |
Leek United |
| Loughborough |
Marsden |
| Penrith |
Saffron |
| Tipton & Coseley |
Vernon |
Societies that will lend up to age 95:
Family
Societies that will lend up to age 85:
| Beverley |
Darlington |
| Earl Shilton |
Ecology
|
| Leeds |
Mansfield |
| Market Harborough |
Monmouthshire |
| Nationwide |
Scottish |
| Stafford Railway |
|
Societies that will lend up to age 80:
| Furness |
Hanley Economic |
| Melton Mowbray |
Newbury |
| Newcastle |
Skipton
|
| Teachers |
Yorkshire |
Societies with retirement interest-only mortgages
| Bath |
Beverley |
| Buckinghamshire |
Cambridge |
| Dudley |
Family |
| Hanley Economic |
Leeds |
| Mansfield |
Marsden |
| Melton Mowbray |
Nationwide |
| Newbury |
Nottingham |
| Penrith |
Saffron |
| Scottish |
Suffolk |
| Vernon |
Tipton & Coseley |