Fact sheet

Building societies' lending age limits

Following the recommendations of the BSA's 2015 report Lending in retirement building societies have reviewed their maximum age limits for lending. Below is a list of the societies who have chosen to increase their upper lending age limit to 80, 85 or remove all together.

In addition to the report the BSA has published a consumer information guide on the subject -  Can I get a mortgage at my age?

Contact details for all of our members are available in our list of members.

Societies with no age limit:

Bath Buckinghamshire
Cambridge Chorley
Cumberland Dudley
Harpenden Hinckley and Rugby
Ipswich Leek United
Loughborough Marsden
Penrith Saffron
Tipton & Coseley Vernon

Societies that will lend up to age 95:


Societies that will lend up to age 85:

Beverley Darlington
Earl Shilton Ecology
Mansfield Market Harborough
Monmouthshire Nationwide
Scottish Stafford Railway

Societies that will lend up to age 80:

Furness Hanley Economic
Leeds Melton Mowbray         
Newbury Newcastle


Building societies with retirement interest-only mortgages: Bath, Buckinghamshire, Hanley Economic, Leeds, Mansfield, Penrith, Scottish, Tipton & Coseley, Vernon