Fact sheet

Building societies' lending age limits and retirement interest-only mortgages

Following the recommendations of the BSA's 2015 report Lending in retirement building societies have reviewed their maximum age limits for lending. Below is a list of the societies who have chosen to increase their upper lending age limit to 80, 85 or remove all together.

In addition to the report the BSA has published a consumer information guide on the subject -  Can I get a mortgage at my age?

Contact details for all of our members are available in our list of members.

Societies with no age limit:

Bath Buckinghamshire
Cambridge Chorley
Cumberland Dudley
Harpenden Hinckley and Rugby
Ipswich Leek United
Loughborough Marsden
Penrith Saffron
Tipton & Coseley Vernon

Societies that will lend up to age 95:


Societies that will lend up to age 85:

Beverley Darlington
Earl Shilton


Leeds Mansfield
Market Harborough Monmouthshire
Nationwide Scottish
Stafford Railway  

Societies that will lend up to age 80:

Furness Hanley Economic
Melton Mowbray Newbury


Teachers Yorkshire

Societies with retirement interest-only mortgages

Bath Beverley
Buckinghamshire Cambridge
Dudley Family
Hanley Economic Ipswich
Leeds Mansfield
Marsden Melton Mowbray
Nationwide Newbury
Nottingham Penrith
Saffron Scottish
Vernon Tipton & Coseley



Simon Rex

Information Services Manager

Tel: 0207 520 5914 simon.rex@bsa.org.uk