What is Custom & Self Build?
The term self build can be misleading as relatively few individuals physically build their own home. A typical self builder may do some of the work but primarily they manage the process of building their own home including finding the plot and engaging the different parties in the build. A custom build approach more typically involves a prepared plot of land with services already supplied and a single main contractor for the build. Joint research from the BSA and NaCSBA is available here.
Self build is where you find a plot of land, determine the design of your home, and then select a contractor to build it.
Custom build is where you buy a pre-prepared plot of land and then engage with a specialist design and build contractor to construct it.
National Custom & Self Build Association (NaCSBA)
NaCSBA works with Governments and the wider industry to promote the self build and custom build sector. For more information about NaCSBA, a link to its website is available here.
For news and information about the self build sector, NaCSBA also runs a Government endorsed website called the Self Build Portal. A link to the website is available here.
Right to Build
Since 1 April 2016, the Right to Build requires local authorities in England to maintain a register of people and groups in their area who want to have a role in an owner-commissioned home, whether that be for Custom Building, Self Building or through community-led housing, such as cohousing or Community Land Trusts. People can either sign up as individuals, or as groups of people who want to build together.
Everyone in England is entitled to sign up to the Right to Build registers in their neighbourhood, under the Right to Build legislation.
Which building societies lend on self and/or custom build projects?
The following building societies provide finance for self and/or custom build projects. Contact them directly for more information:
Bath Building Society
Beverley Building Society
Buckinghamshire Building Society
Chorley Building Society
Darlington Building Society
Dudley Building Society
Earl Shilton Building Society
Ecology Building Society
Furness Building Society
Hanley Economic Building Society
Loughborough Building Society
Mansfield Building Society
Melton Mowbray Building Society
Penrith Building Society
Progressive Building Society
Saffron Building Society
Scottish Building Society
Stafford Railway Building Society
Suffolk Building Society
Swansea Building Society
Vernon Building Society