The cookies that we use make our website work and helps us to analyse how the site is used by our visitors and improve our services.
Allow activity tracking?
I want to manage my cookies - Find out more
The voice of building societies
Building societies fund most of their mortgage lending from consumer savings. Most societies have about eight savers for every one borrower and they work hard to balance the rates they charge borrowers and pay savers.
Find out more about saving with a building society in this section.
Links to our individual members' careers pages.
General unrestricted BSA publications and newsletters can be found in the Publications section.
Details the basics of the JISA and provides a link to the BSA consumer leaflet.
Details of the new type of ISA to help first time buyers save for a deposit.
Details the basics of how Child Trust Funds work and provides links for further information.
Cash ISAs are the main cash-based tax-free savings product offered by building societies and they are a particular strength of building societies, with the sector regularly having 35% of the market.
ISA allowances can now be passed on to surviving spouses/civil partners when a saver dies. This factsheet provides further information and links to a consumer leaflet about the changes.
Joint accounts are useful where the finances of two people are closely linked. But with the added convenience come extra responsibilities. Some of these are important and may not be obvious. This leaflet explains some of the things to look out for.
Explains how the Personal Savings Allowance works.
Find out whether your savings are fully covered by the Financial Services Compensation Scheme.
People and institutions investing in building societies can be divided into two categories - the depositor and the investing member (or shareholder). This factsheet outlines the differences.
The BSA can help you trace savings that you have lost touch with.
What are the different types of plastic cards available? How do cheques work? What are direct debits, direct credits, standing orders and faster payments?
How money laundering prevention affects opening an account.
© 2018 The Building Societies Association (BSA) | 6th Floor, York House, 23 Kingsway, London, WC2B 6UJ, UK