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As well as proactively campaigning, the BSA frequently comments on consultative papers issued by the Financial Conduct Authority and Prudential Regulation Authority, and by Government departments such as the Treasury or the Department for Business, Innovation and Skills.
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The BSA has responded to the FCA's consultation paper outlining a proposed new Consumer Duty
We believe that building societies other than the largest should not fall within the definition of a public interest entity.
The BSA's response to the FCA consultation
Read the BSA's submission to the call for evidence.
Our main concerns relate to cost control and to the lack of an appropriate fees tariff for building societies.
The BSA welcomes the overarching aims and desired outcomes that the measures proposed in CP21/1 set out to achieve.
BSA welcomed this wide-ranging DP and suggests several improvements to the Bank's approach.
We question the benefits of quarterly reporting.
BSA supports Treasury proposals in FRF Review Phase II
The BSA has concerns about the potential side-effects from these proposals and impacts on the housing market.
BSA broadly supports PRA's IRB floors for UK mortgage risk weights but suggests improvements to CP 14/20