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The voice of building societies
As well as proactively campaigning, the BSA frequently comments on consultative papers issued by the Financial Conduct Authority and Prudential Regulation Authority, and by Government departments such as the Treasury or the Department for Business, Innovation and Skills.
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The BSA response to the Department of Business, Energy and Industry Strategy.
The BSA responded briefly to PRA's CP 6/18 on this subject.
BSA submits response to Commission's brief exploratory consultation, and argues strongly for greater proportionality.
The BSA responds to the FCA consultation
We argue the pool of contributors should be widened beyond deposit takers.
It is clear from the original BBSI proposals, the revised versions, and from follow-up meetings with officials that the MTD plans are vague and aspirational with little consideration of the practical aspects of their implementation. Some changes are scheduled for the 2018/ 19 return which gives financial institutions (and HMRC) no time to prepare.
The BSA's response to the FCA's consultation.
We argue for the "polluter pays" principle to be applied to the methodology for collecting the Money Advice Service debt advice levy.
We suggest other beneficiaries of the Bank of England's unremunerated policy work are called upon to fund it.
The BSA's response to the DCLG's Call for Evidence on improving the home buying and selling process.
To be of interest and benefit to the maximum number of building societies (and probably banks), we believe firms should be allowed to deposit client money in unbreakable deposits of up to 95 days.