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As well as proactively campaigning, the BSA frequently comments on consultative papers issued by the Financial Conduct Authority and Prudential Regulation Authority, and by Government departments such as the Treasury or the Department for Business, Innovation and Skills.
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The BSA has responded to Labour's proposals for leaseholders.
Large building societies have confirmed they are able to report the PRA 110 on a daily basis in times of specific or market liquidity stress – but warn there could also be resource implications to such a move.
The BSA response to the MHCLG Discussion Paper on shared ownership.
New funding proposals from the Financial Ombudsman Service run counter to the principle of 'polluter pays' with more cost falling on those firms with fewer complaints. The BSA has responded to the ombudsman's consultation.
We support HMRC's move to ensure that maturing CTFs do not lose their tax advantaged status post-maturity. BSA and its members contributed to the response facilitated by industry group, TISA.
BSA response to the FCA discussion paper on intergenerational differences between Baby Boomers, Gen X and millennials, and their differing financial outcomes.
BSA response to an MHCLG consultation proposing a new regulatory framework for building safety.
The BSA welcomes this consultation on current advice and selling standards. The aim of these proposals is to provide greater consumer choice and allow the development of further digital solutions.
The BSA has responded to FCA proposals to help Mortgage Prisoners by enabling lenders to utilise a modified affordability assessment.