Research & Reports

Research, analysis and guidance about our members and the issues that affect them.

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Intergenerational mortgages report: Building on the Bank of Mum and Dad

Authored by Bob Pannell and Dick Jenkins, commissioned by the BSA, this report aims to share practice and ideas that are already helping more young people get onto the housing ladder on a sustainable basis.

  • Date: 13 November 2018
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The UK Corporate Governance Code: BSA Guidance for Building Societies

BSA Guidance to Building Societies on the UK Corporate Governance Code.

  • Date: 05 October 2018
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Perspectives: governance in building societies

As part of our continuing strategic theme on promoting excellence in governance, the BSA has published a series of articles, Perspectives on governance in building societies, intended to inform and stimulate debate in the sector.

  • Date: 28 March 2018
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Ownership Matters

Survey results: Organisational culture in building societies.

  • Date: 14 December 2017
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Lending into retirement update

In 2015 the BSA published its first report on Lending into retirement.

This update shows how the market has developed over the two years since.

  • Date: 21 November 2017
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Lengthening the Ladder report

Lengthening the Ladder: The future of mortgage borrowing in older age

Following on from the BSA's 2015 Lending into Retirement interim report, this report is funded by the BSA, carried out by the ILC and supported by the CML.

  • Date: 03 May 2017
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Building society culture: Views from the top

The BSA commissioned a specialist governance consultancy, Independent Audit Ltd (IAL), to conduct a survey of building society chairmen to provide insight to the corporate culture and the role of boards in building societies. Read the report here.

  • Date: 15 December 2016
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Laying the foundations for Modern Methods of Construction

The report explores the addition of MMC, particularly offsite construction, into the mainstream repertoire of the UK housing industry: housebuilders, mortgage lenders, surveyors and general insurers.

  • Date: 17 November 2016
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Can I get a mortgage at my age?

The BSA consumer information guide

  • Date: 18 May 2016
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Building societies and financial education

This comprehensive study by MyBnk demonstrates the expertise and energy that many building societies are already applying through various financial education initiatives, and reveals a strong appetite to do more.

  • Date: 17 May 2016
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Banking Conduct of Business Sourcebook - industry guidance

Guidance to help building societies and banks to comply with the FSA's Banking Conduct of Business Sourcebook requirements

  • Date: 24 December 2015
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Lending Into Retirement

The BSA's interim report, Lending into Retirement has been published.

  • Date: 12 November 2015
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