Research & Reports

Research, analysis and guidance about our members and the issues that affect them.

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Building Society Governance

An independent report by Odgers Berndtson has reviewed governance in building societies. 

  • Date: 18 May 2015
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Housing at the Heart of Government

A discussion document on how the housing market can be improved.

  • Date: 20 March 2015
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Corporate diversity in financial services

Research commissioned by the BSA has found that the degree of diversity had declined prior to the financial crisis of 2007-08.  However, it also found that far from improving since 2010, the degree of diversity had actually deteriorated slightly. 

  • Date: 21 November 2014
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Manifesto for Financial Mutuals

The Building Societies Association and the Association of Financial Mutuals have launched their Manifesto for Financial Mutuals.

  • Date: 13 November 2014
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Building Society - Mutuals' role in local economic & community development

'Building Society - Mutuals' role in local economic & community development' issued by the BSA, takes a look at the economic impact building societies and mutuals have in their local communities.

  • Date: 20 November 2013
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A diversity index for financial services

This publication summarises new research that measures changes in corporate diversity in retail financial services markets.

  • Date: 24 June 2013
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2020 Vision - The Mortgage of the Future

The BSA has published research looking at what the mortgage market will look like in 2020.

  • Date: 16 November 2012
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Mutuals: Better customer service

These results show that  mutuals are more trusted, offer better value for money, treat their customers more fairly and are better at handling complaints than banks.

  • Date: 16 October 2012
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Long Term Safety Nets to Protect Mortgage Borrowers

The report examines the help available to those struggling to meet mortgage payments and recent schemes introduced by the Government and industry.

  • Date: 19 September 2011
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Converting failed financial institutions into mutual organisations

This report  reveals a strong case for converting failed banks into mutual organisations. In light of the report, the BSA urges the Government to consider seriously returning Northern Rock bank to the mutual sector.

  • Date: 01 June 2011
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Risk in Recovery - Research by the University of Huddersfield

This research, undertaken by the University of Huddersfield, is concerned with understanding how building societies non-executive directors are coping with the greater demands on them in light of the financial crisis.

  • Date: 17 May 2011
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Promoting Corporate Diversity in the Financial Services Sector

A research report by The Oxford Centre for Mutual and Employee-Owned Business, Kellog College, Oxford, calling for the Government to promote mutuals in order to aid economic stability in the financial system

  • Date: 27 September 2010
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