Paul was born in Manchester and started his career with the then Halifax Building Society. He joined the BSA and set up its mortgage team in November 2008. Paul regularly works with Government, politicians and regulators. He is also a frequent media commentator and conference speaker on matters relating to mortgages and housing in the UK.  He is a member of the government’s Commonhold Council and the Consumer Policy Working Group of the European Association of Co-operative Banks.
 
Paul lives in Crick, Northamptonshire and enjoys spending his weekends watching his sons play sport and following Northampton Town up and down the country.