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by the following authors: 'Hilary McVitty'

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Building societies and financial education

Industry publication,
Contact:
hilary mcvitty,
Last updated:
17 May 2016

Building societies across the UK have been supporting the financial needs of individuals for almost 250 years. Today over a third of the population are a member of a building society. This report reviews the scale, form and potential impact of the financial education activi...

Mutuals: Better customer service

Industry publication,
Contact:
hilary mcvitty,
Last updated:
16 October 2012

Building societies and other mutuals are owned by their customers, or members. Their purpose therefore to serve their members’ saving and borrowing needs, not those of external shareholders. This is reflected in generally better standards of service than at shareholder...

BSA Conference

Newsbite,
Contact:
hilary mcvitty,
Last updated:
28 April 2016

Around 500 people are expected to gather at The Sage in Gateshead on 18 and 19 May for the 2016 Building Societies Association Conference #BSA2016.  Over the two days they will hear from a wide range of speakers from inside the sector and out, and from within the UK, Europe an...

Complexities around the new Apprenticeship Levy

Newsbite,
Contact:
hilary mcvitty,
Last updated:
30 August 2016

O ne thing is sure this summer – very few things in the political world have stood still and this has had inevitable knock-on effects across the great organ of Government.  August may see both Houses of Parliament in Recess, but Government continues.   The critical changes...

Cyber-Security an inevitable consequence of the interconnectedness of everything

Newsbite,
Contact:
hilary mcvitty,
Last updated:
31 May 2016

Listening to Richard Horne, a Partner at PwC specialising in Cyber Security, speaking at the BSA Conference, it became abundantly clear that cyber everything is proliferating.  With the increase in ‘digital’ and just the sheer cyber interconnectedness of everything comes signi...

Ill-designed European Union risks fixed-rate mortgage lending in the UK

Newsbite,
Contact:
hilary mcvitty,
Last updated:
01 September 2015

Fixed rate mortgages are massively popular with consumers, 68 per cent of all mortgage products from building societies in the first half of 2015 were fixed rate. With the narrative from the Bank of England hinting that the base rate will start to rise later this year or ea...

The branch of the future

Newsbite,
Contact:
hilary mcvitty,
Last updated:
31 May 2016

Listening to John Warren and Barnaby Davis speak about branches of the future at the BSA Annual Conference, in a presentation as engaging and interactive as the topic itself, it quickly became apparent that although branches have come a long, long way in the last 30 years, thi...

What's coming up in Parliament?

Newsbite,
Contact:
hilary mcvitty,
Last updated:
29 October 2015

MPs are only recently back from the party conferences and the House of Commons and the House of Lords will rise for the Christmas Recess on 17 and 22 December respectively.  Between now and then there will only be around 30 business days – and much to do.  Core business wil...

External events & speeches

Page,
Contact:
hilary mcvitty,
Last updated:
18 June 2015


BSA Annual Conference - 18 May 2016

Speech webcast,
Contact:
hilary mcvitty,
Last updated:
18 May 2016

Check against delivery   WELCOME Good morning and welcome to Gateshead Home of the MetroCentre, which can proudly boast to be being the 4th largest shopping centre in the whole of the European Union. At least until 23rd June. Home also to the Angel of the N...

Building Society: And proud of it

Speech webcast,
Contact:
hilary mcvitty,
Last updated:
03 May 2017

A BSA MANIFESTO FOR THE GENERAL ELECTION I find it quite refreshing that Theresa May managed to pull the General Election announcement out of a hat without leaks or front running of what she was going to say. Even if it would have been convenient to know her intent when w...

Money Advice Service and the coordination and provision of debt advice

Industry response,
Contact:
hilary mcvitty,
Last updated:
29 May 2012

The BSA is broadly in favour of the proposal to explicitly capture the coordination of debt advice within the remit of the Money Advice Service (MAS). However, we have concerns with proposal for these services to also be provided by MAS. We are concerned as to how pro...

Approach to regulation risks creating new points of market failure

Press release,
Contact:
hilary mcvitty,
Last updated:
19 May 2015

Approach to regulation risks creating new points of market failure Opening the BSA Conference in Harrogate today (20 May), Chief Executive, Robin Fieth called on the new Government to take early active steps to encourage and support a properly functioning financial service...

Around half of young borrowers will need a mortgage lasting into retirement

Press release,
Contact:
hilary mcvitty,
Last updated:
16 June 2015

Around half of 25-34 year olds say they may need a mortgage that lasts into retirement, a BSA survey has revealed.   Over a quarter (27%) of people in this age group also think they may struggle getting a mortgage into retirement because their credit history, income lev...

Barriers to home ownership fall as housing market sentiment improves

Press release,
Contact:
hilary mcvitty,
Last updated:
09 December 2015

UK consumers have reported that all the major barriers to property purchase have fallen, the BSA’s final Property Tracker of 2015 reveals. Raising a deposit - the single biggest barrier since 2010 - is now at its lowest level for six years. However, it still presents a bar...