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by the following authors: 'Simon Rex'

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2020 Vision - The Mortgage of the Future

Industry publication,
Contact:
simon rex,
Last updated:
16 November 2012

The BSA has published research looking at what the mortgage market will look like in 2020. The research looks at a wide range of factors that may influence the types of mortgage that are being sold in 2020. It looks at how the demand for mortgages will change by 2020, ...

An analysis of the relative performance of UK banks and building societies

Industry publication,
Contact:
simon rex,
Last updated:
10 September 2015

Building societies outperform banks across a number of financial indicators, according to a new report by Cass Business School, City University London.   Take a look at the summary report here. You can read the full report here.

BSA Chief Executive Opinion Survey

Industry publication,
Contact:
simon rex,
Last updated:
10 June 2010

This document is based on a survey of Chief Executives of BSA members conducted in mid-March 2010. 33 out of 53 institutions responded, representing almost three quarters of the sector’s assets. Topics covered in the report include Chief Executives’ opinions on: • the outl...

BSA Yearbook 2017/18

Industry publication,
Contact:
simon rex,
Last updated:
16 November 2017

The BSA Yearbook is the official handbook of the Building Societies Association, with all the latest facts and figures from the UK's mortgage industry. Also in this edition: Ecology Building Society on supporting housing that is affordable, community-led and ecological ...

Building societies at the heart of their communities

Industry publication,
Contact:
simon rex,
Last updated:
06 July 2010

Based on a survey of societies conducted earlier this year, the BSA has written a report entitled Building societies at the heart of their communities which explores societies' charitable activities within their local communities. The report finds that building socie...

Building Society - Mutuals' role in local economic & community development

Industry publication,
Contact:
simon rex,
Last updated:
20 November 2013

The Building Societies Association represents a diverse group of financial services providers; some are household names, delivering services across the UK, some operate only in certain areas and are more familiar to the people who live there; whilst others operate nationally ...

Can I get a mortgage at my age?

Industry publication,
Contact:
simon rex,
Last updated:
18 May 2016

It is not ‘impossible’ for older borrowers to get mortgage finance, but you could be forgiven for thinking so. This leaflet looks to dispel the myths with facts and provide sources for additional information, whether you are looking to borrow from a building society or other m...

Conversations with members

Industry publication,
Contact:
simon rex,
Last updated:
21 January 2010

This is the fourth edition of this report from the BSA, and it seeks to investigate current practices in member engagement at building societies and to share innovations and ideas that have been successful. The report presents the progress building societies have made over...

Converting failed financial institutions into mutual organisations

Industry publication,
Contact:
simon rex,
Last updated:
01 June 2011

This report, published for the Building Societies Association (BSA), reveals a strong case for converting failed banks into mutual organisations. In light of the report, the BSA urges the Government to consider seriously returning Northern Rock bank to the mutual sector. ...

Corporate diversity in financial services

Industry publication,
Contact:
simon rex,
Last updated:
21 November 2014

Having a diverse range of providers of financial services has been shown to result in more effective competition for consumers, as well as a more stable financial system. The Coalition Government therefore made a commitment in 2010 to foster diversity in financial ser...

Housing at the Heart of Government

Industry publication,
Contact:
simon rex,
Last updated:
20 March 2015

On 16 March the BSA launched their discussion document, Housing at the Heart of Government: a Manifesto for change, in a bid to stimulate the debate that is necessary to tackle the failures in the UK housing market   The manifesto lists five key asks of political...

Laying the foundations for Modern Methods of Construction

Industry publication,
Contact:
simon rex,
Last updated:
17 November 2016

The report explores the addition of this form of housebuilding, particularly offsite construction, into the mainstream repertoire of the UK housing industry: housebuilders, mortgage lenders, surveyors and general insurers.  At scale it offers one way of easing the UK’s housin...

Lending Into Retirement

Industry publication,
Contact:
simon rex,
Last updated:
12 November 2015

The UK already has 11.6 million people over the age of 65.  By 2034 it is estimated that around a quarter of the population will be 65 plus.  At the same time a potent mix of other factors: from house prices to student debt; the divorce rate to the abolition of the defaul...

Manifesto for Financial Mutuals

Industry publication,
Contact:
simon rex,
Last updated:
13 November 2014

The Building Societies Association and the Association of Financial Mutuals have launched their Manifesto for Financial Mutuals, to help the next government to deliver: - a fair deal for consumers - a level playing field for financial mutuals - a rational approac...

Promoting Corporate Diversity in the Financial Services Sector

Industry publication,
Contact:
simon rex,
Last updated:
27 September 2010

The BSA has supported the publication of a research report by The Oxford Centre for Mutual and Employee-Owned Business, Kellog College, Oxford (commissioned by Mutuo). The Report calls for the Government to promote mutuals in order to aid economic stability in the financial...