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by the following authors: 'Simon Rex'

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Can I get a mortgage at my age?

Industry publication,
Contact:
simon rex,
Last updated:
18 May 2016

It is not ‘impossible’ for older borrowers to get mortgage finance, but you could be forgiven for thinking so. This leaflet looks to dispel the myths with facts and provide sources for additional information, whether you are looking to borrow from a building society or other m...

Can't pay your mortgage?

Industry publication,
Contact:
simon rex,
Last updated:
22 May 2020

The BSA and  National Debtline  have produced a leaflet designed to help and support those who are concerned about making their monthly mortgage repayments.   To download the leaflet please click here . Hard copies also available. Please contact us  to order/ enqu...

Conversations with members

Industry publication,
Contact:
simon rex,
Last updated:
21 January 2010

This is the fourth edition of this report from the BSA, and it seeks to investigate current practices in member engagement at building societies and to share innovations and ideas that have been successful. The report presents the progress building societies have made over...

Converting failed financial institutions into mutual organisations

Industry publication,
Contact:
simon rex,
Last updated:
01 June 2011

This report, published for the Building Societies Association (BSA), reveals a strong case for converting failed banks into mutual organisations. In light of the report, the BSA urges the Government to consider seriously returning Northern Rock bank to the mutual sector. ...

Corporate diversity in financial services

Industry publication,
Contact:
simon rex,
Last updated:
21 November 2014

Having a diverse range of providers of financial services has been shown to result in more effective competition for consumers, as well as a more stable financial system. The Coalition Government therefore made a commitment in 2010 to foster diversity in financial ser...

Engaging conversations

Industry publication,
Contact:
simon rex,
Last updated:
18 May 2015

This is the fifth edition of this report from the BSA, and it seeks to investigate current practices in member engagement at building societies and to share innovations and ideas that have been successful. The report presents the progress building societies have made...

Housing at the Heart of Government

Industry publication,
Contact:
simon rex,
Last updated:
20 March 2015

On 16 March the BSA launched their discussion document, Housing at the Heart of Government: a Manifesto for change, in a bid to stimulate the debate that is necessary to tackle the failures in the UK housing market   The manifesto lists five key asks of political...

Laying the foundations for Modern Methods of Construction

Industry publication,
Contact:
simon rex,
Last updated:
17 November 2016

The report explores the addition of this form of housebuilding, particularly offsite construction, into the mainstream repertoire of the UK housing industry: housebuilders, mortgage lenders, surveyors and general insurers.  At scale it offers one way of easing the UK’s housin...

Lending Into Retirement

Industry publication,
Contact:
simon rex,
Last updated:
12 November 2015

The UK already has 11.6 million people over the age of 65.  By 2034 it is estimated that around a quarter of the population will be 65 plus.  At the same time a potent mix of other factors: from house prices to student debt; the divorce rate to the abolition of the defaul...

Manifesto for Financial Mutuals

Industry publication,
Contact:
simon rex,
Last updated:
13 November 2014

The Building Societies Association and the Association of Financial Mutuals have launched their Manifesto for Financial Mutuals, to help the next government to deliver: - a fair deal for consumers - a level playing field for financial mutuals - a rational approac...

Promoting Corporate Diversity in the Financial Services Sector

Industry publication,
Contact:
simon rex,
Last updated:
27 September 2010

The BSA has supported the publication of a research report by The Oxford Centre for Mutual and Employee-Owned Business, Kellog College, Oxford (commissioned by Mutuo). The Report calls for the Government to promote mutuals in order to aid economic stability in the financial...

Reforming the home buying and selling process

Industry publication,
Contact:
simon rex,
Last updated:
06 July 2010

Representatives from the legal and conveyancing professions, estate agents, surveyors and consumer bodies explore how the home buying process can be improved for consumers. Download PDF

The UK Corporate Governance Code: BSA Guidance for Building Societies

Industry publication,
Contact:
simon rex,
Last updated:
05 October 2018

A revised UK Corporate Governance Code was issued by the Financial Reporting Council in July 2018 and applies to reporting years starting on or after 1 January 2019. The previous version was issued in 2016. The Code is addressed to publicly quoted companies but building socie...

Understanding Mortgage Arrears

Industry publication,
Contact:
simon rex,
Last updated:
14 September 2009

  The Building Societies Association has published new research into mortgage arrears. The research is based on a survey of mortgage borrowers that have been in arrears in the last two years, the results of which are combined with the results of a survey of building so...

About us

Page,
Contact:
simon rex,
Last updated:
14 October 2013

The Building Societies Association is the voice for building societies in the UK and for some other mutual financial service providers.  Together these organisations serve over 20 million customers up and down the length of the UK and have total assets above £330 billion.  In...