Search results

Enter keywords and additional filters as required

by the following authors: 'Robert Thickett'

Public results are displayed below. Members may login to view all search results.

Bank of England using computer models to predict Buy-to-Let housing market effect

Newsbite,
Contact:
robert thickett,
Last updated:
01 December 2016

It’s no exaggeration to say that buy-to-let has fallen out of favour with both politicians and regulators.   Warnings from the Financial Policy Committee (FPC) about the risk buy-to-let landlords could pose to the wider housing market manifested in major taxation changes l...

Could a 20-minute house purchase ever become a reality?

Newsbite,
Contact:
robert thickett,
Last updated:
28 April 2016

A recent report from management consultancy Oliver Wyman on modular financial services included a two-page comic book depicting what buying a house in the future might look like.     The comic depicts a woman walking into an estate agency looking for a one-bedroom flat. ...

Consistency on housing policy is essential

Newsbite,
Contact:
robert thickett,
Last updated:
26 January 2017

The National Audit Office’s recent stock take of England’s housing landscape provided further evidence (for anyone still requiring it) why the Government badly needs to get a handle on country’s housing crisis. With 227,000 additional households predicted to be formed each...

Bank of England requirements for a loan-level data collection for buy-to-let

Page,
Contact:
robert thickett,
Last updated:
10 June 2016

At the end of April 2016 the Bank of England published its proposals for a loan level data collection for buy-to-let. The aim is to capture 99% of the buy-to-let market, with every lender completing in excess of £20m of new buy-to-let lending per annum to be caught by the req...

Our response to the PRA's Buy-to-let underwriting standards consultation

Page,
Contact:
robert thickett,
Last updated:
29 June 2016

The Prudential Regulation Authority's (PRA) consultation on Buy-to-let underwriting standards closed on 29 June 2016. The consultation's main focus was on introducing minimum standards for affordability on buy-to-let underwriting and in particular that buy-to-let borrowers wit...

Mortgage instructions

Page,
Contact:
robert thickett,
Last updated:
16 January 2014

For those property transactions involving a mortgage, conveyancers and solicitors acting for lenders will usually follow standard conveyancing instructions and any specific requirements as set out by the lender providing the mortgage.   The BSA introduced mortgage instructi...

BSA response to BIS 7 day switching call for evidence

Industry response,
Contact:
robert thickett,
Last updated:
24 June 2016

The BSA has responded to the Department for Innovation and Skills (BIS) call for evidence on improving the consumer landscape and quicker switching. This call for evidence is further to a call for evidence BIS published in October 2015 setting out 6 switching principles. B...

BSA response to chapter 4, FCA Quarterly Consultation CP15/19*

Industry response,
Contact:
robert thickett,
Last updated:
03 July 2015

The FCA have used their quarterly consultation paper to make minor MCOB and TC amendments relating to the implementation of the MCD. Our full response can be found below. BSA response CP15/19

BSA Response to FCA Consultation CP15/3 -BTL Mortgages, Implementing MCD

Industry response,
Contact:
robert thickett,
Last updated:
19 March 2015

BSA Response  to FCA consultation  CP15/3 Buy-to-let mortgages, Implementing MCD

BSA Response to FCA CP16/16

Industry response,
Contact:
robert thickett,
Last updated:
10 August 2016

The BSA has responded to the FCA's consultation paper CP16/16 Minor handbook changes related to mortgage borrowers with a payment shortfall. The CP and BSA response can be found below. CP16/16 BSA Response to CP16/16

BSA response to HMT's consultation on Public Financial Guidance

Industry response,
Contact:
robert thickett,
Last updated:
10 June 2016

The BSA has responded to HMT's consultation on public financial guidance. The proposals concern the restructuring of the existing delivery model to create a new pensions guidance body and a new money guidance body. The full response can be accessed via the link below BSA res...

CLG Committee inquiry into National Planning Policy consultation

Industry response,
Contact:
robert thickett,
Last updated:
04 February 2016

The Building Societies Association's response to the Community and Local Government Committee's inquiry into the Department for Community and Local Government's (DCLG) National Planning Policy consultation. To read the document click here .

Higher SDLT for additional properties

Industry response,
Contact:
robert thickett,
Last updated:
04 February 2016

The Building Societies Association’s (BSA) response to the Treasury's consultation on Higher rates of Stamp Duty Land Tax (SDLT) on purchases of additional residential properties. To read the document click here .  

Response to HMT draft innovation plan for financial services

Industry response,
Contact:
robert thickett,
Last updated:
09 May 2016

HM Treasury published a consultation looking at how the Treasury, Bank of England, Prudential Regualtion Authority and Financial Conduct Authority are looking to promote innovation. In the BSA's response (marked confidential), we pointed out that regulation remained the bigges...

Our responses to SRA consultations on proportionate regulation

Industry response,
Contact:
robert thickett,
Last updated:
18 June 2014

The Solicitors Regulation Authority (SRA) issued a number of consultations into the future regulation of solicitors.  The consultations propose a series of changes to the requirements for professional indemnity insurance, the compensation arrangements, the external acc...