Search results

Enter keywords and additional filters as required

by the following authors: 'Charlie Blagbrough'

Public results are displayed below. Members may login to view all search results.

Land Registry – to sell or not to sell?

Newsbite,
Contact:
charlie blagbrough,
Last updated:
31 May 2016

Her Majesty’s Land Registry recently celebrated its 150th birthday – a milestone showing that the registration of land by the state is a system which has stood the test of time. Land registration is one of the oldest functions of our legal system and is an essential element of...

Where will people rent?

Newsbite,
Contact:
charlie blagbrough,
Last updated:
28 April 2016

Almost a year into this Government and we already have an indication of where housing policy is heading over the rest of this Parliament. The Government has the laudable aim of reversing the tide of declining home ownership and all their policies are geared towards achievin...

Where will people rent?

Contact:
charlie blagbrough,
Last updated:
29 April 2016

Almost a year into this Government and we already have an indication of where housing policy is heading over the rest of this Parliament. The Government has the laudable aim of reversing the tide of declining home ownership and all their policies are geared towards achievin...

The route to transferring homes online

Contact:
charlie blagbrough,
Last updated:
27 June 2017

Consumer research regularly ranks the stress factor of buying a house alongside events like divorce, bankruptcy and even bereavement. At the BSA’s recent annual conference Maria Harris, director of retail mortgages at Atom Bank described some of the ways lenders can use techn...

The changing profile of first-time buyers

Contact:
charlie blagbrough,
Last updated:
31 July 2017

The age of first-time buyers has shifted up the scale over the past twenty years, according to the most recent English Housing Survey . While the average age only crept up two years, to 32, a larger change has occurred in the share of different age groups. The proportion of ...

Building societies lead in catering for older customers

Contact:
charlie blagbrough,
Last updated:
28 September 2017

Almost two-thirds of building societies have undertaken a business-wide review of the needs of older customers compared to just 27% of other financial firms, the latest CBI/PwC Financial Services Survey shows. The Survey shows building societies outperforming their peers acr...

A building society lodges the first digitally signed mortgage deed

Contact:
charlie blagbrough,
Last updated:
21 May 2018

After two years of work, including user testing, private beta and public beta, in April the first ever digitally signed mortgage deed was registered at HM Land Registry – and a building society holds the mortgage. Coventry have been working closely with the Land Registry an...

Retirement interest-only mortgages: Three things to consider

Contact:
charlie blagbrough,
Last updated:
21 May 2018

Retirement interest-only (RIO) mortgages are a product that should play into the natural strengths of building societies: a high degree of careful manual underwriting and relentless focus on customer need.The BSA is pleased that the FCA acted quickly to bring RIO mortgages in...

Support for shared owners during the Coronavirus crisis

Contact:
charlie blagbrough,
Last updated:
03 August 2020

This update from the BSA and National Housing Federation (NHF) sets out the support shared owners can expect from their housing association and their mortgage lender during the coronavirus crisis.  Support for shared owners from housing associations Housing associations a...

First Homes policy taking shape

Contact:
charlie blagbrough,
Last updated:
27 August 2020

When Robert Jenrick re-opened the housing market back in May he stressed the importance of not just buying and selling homes, but also building them. The central plank of the Government’s house-building policy is First Homes, which as Jenrick sets out will give a “30% discoun...

Letter to the Law Commission on proposals to update the Land Registration Act 2002

Page,
Contact:
charlie blagbrough,
Last updated:
04 July 2016

A consultation by the Law Commission on proposals to update the Land Registration Act 2002 closed on 30 June. While the BSA is broadly supportive of measures to keep the legislation up to date and fit for purpose, we did have a number of specific concerns. The consultatio...

What Modern Methods of Construction could do for London’s housing crisis

Article,
Contact:
charlie blagbrough,
Last updated:
25 February 2016

It has been said that over the past 100 years, car-manufacturing has been through three major phases. First, the hand-built ‘one at a time’ approach. Second, the assembly lines and mass production of the Ford Motor Company. Third, ‘lean production’ , instigated by an innov...

BIS consultation on moving Land Registry operations to the private sector

Industry response,
Contact:
charlie blagbrough,
Last updated:
02 June 2016

The BSA response to the consultatation by the Department for Business, Innovation and Skills can be found here in which we expressed concerns with the proposals on a number of grounds, including that the move could: Undermine confidence in the accuracy and integrity of ...

Compulsory purchase consultation

Industry response,
Contact:
charlie blagbrough,
Last updated:
12 June 2015

The Department for Communities and Local Government (DCLG) and HM Treasury released a consultation paper on reforming compulsory purchase processes. The paper states its purpose as 'a package of proposals for technical process improvements and guidance to make the process ...

EU Green Paper on consumer choice in retail financial services

Industry response,
Contact:
charlie blagbrough,
Last updated:
11 March 2016

The BSA has submitted a response to the European Commission's Green Paper on Retail Financial Services which can be found here .