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The voice of building societies
by the following authors: 'Charlie Blagbrough'
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Her Majesty’s Land Registry recently celebrated its 150th birthday – a milestone showing that the registration of land by the state is a system which has stood the test of time. Land registration is one of the oldest functions of our legal system and is an essential element of...
Almost a year into this Government and we already have an indication of where housing policy is heading over the rest of this Parliament. The Government has the laudable aim of reversing the tide of declining home ownership and all their policies are geared towards achievin...
It has been said that over the past 100 years, car-manufacturing has been through three major phases. First, the hand-built ‘one at a time’ approach. Second, the assembly lines and mass production of the Ford Motor Company. Third, ‘lean production’ , instigated by an innov...
A consultation by the Law Commission on proposals to update the Land Registration Act 2002 closed on 30 June. While the BSA is broadly supportive of measures to keep the legislation up to date and fit for purpose, we did have a number of specific concerns. The consultatio...
The BSA response to the consultatation by the Department for Business, Innovation and Skills can be found here in which we expressed concerns with the proposals on a number of grounds, including that the move could: Undermine confidence in the accuracy and integrity of ...
The Department for Communities and Local Government (DCLG) and HM Treasury released a consultation paper on reforming compulsory purchase processes. The paper states its purpose as 'a package of proposals for technical process improvements and guidance to make the process ...
The BSA has submitted a response to the European Commission's Green Paper on Retail Financial Services which can be found here .
Over the past few years, firms from all corners of the financial services industry have been looking at how to serve the needs of an ageing population. The BSA and its members have been at the centre of this debate in the mortgage and savings market. The Financial Conduct A...
The Building Societies Association welcomes this opportunity to respond to the House of Lords Select Committee on Economic Affairs’ Inquiry into the UK Housing Market. In this response we argue that: In general: A diverse housing market better preserves economic stabilit...
Since 2015 the BSA has managed a workstream dedicated to analysing the trends around mortgage lending to older consumers. Finance is clearly a crucial part of this equation so we welcome the Select Committee’s inquiry into the adequacy of housing for older people. Our respons...
CP23/18 sets out the PRA's thinking on the need for firms to plan for and mitigate the potentially severe effects of climate change. It breaks these down into 'physical risks' such as property damage caused by flooding, and 'transition risks' meaning the risk that a firm lo...
The BEIS Committee launched an Inquiry into energy efficiency asking the following questions: Overarching approach : Who should have responsibility to pay for energy efficiency? Should energy efficiency be considered a national infrastructure priority? Existing housing...
The BSA and its members are supportive of growing the market in private shared ownership. In doing so, consumer protection must be kept at the forefront of any proposals and we argue for private shared ownership providers to be subject to the same duties as housing associatio...