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by the following authors: 'Charlie Blagbrough'

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Letter to the Law Commission on proposals to update the Land Registration Act 2002

Industry response,
Contact:
charlie blagbrough,
Last updated:
04 July 2016

A consultation by the Law Commission on proposals to update the Land Registration Act 2002 closed on 30 June. While the BSA is broadly supportive of measures to keep the legislation up to date and fit for purpose, we did have a number of specific concerns. The consultatio...

Response to the FCA's Ageing Population discussion paper

Industry response,
Contact:
charlie blagbrough,
Last updated:
15 April 2016

Over the past few years, firms from all corners of the financial services industry have been looking at how to serve the needs of an ageing population. The BSA and its members have been at the centre of this debate in the mortgage and savings market. The Financial Conduct A...

Response to the Lords Economic Select Committee Inquiry into the UK Housing Market

Industry response,
Contact:
charlie blagbrough,
Last updated:
18 February 2016

The Building Societies Association welcomes this opportunity to respond to the House of Lords Select Committee on Economic Affairs’ Inquiry into the UK Housing Market. In this response we argue that: In general: A diverse housing market better preserves economic stabilit...

CLG Select Committee on Housing for Older People

Industry response,
Contact:
charlie blagbrough,
Last updated:
06 April 2017

Since 2015 the BSA has managed a workstream dedicated to analysing the trends around mortgage lending to older consumers. Finance is clearly a crucial part of this equation so we welcome the Select Committee’s inquiry into the adequacy of housing for older people. Our respons...

PRA CP23/18 Enhancing banks' and insurers' approaches to managing the financial risks from climate c

Industry response,
Contact:
charlie blagbrough,
Last updated:
18 January 2019

CP23/18  sets out the PRA's thinking on the need for firms to plan for and mitigate the potentially severe effects of climate change. It breaks these down into 'physical risks' such as property damage caused by flooding, and 'transition risks' meaning the risk that a firm lo...

BEIS Committee Energy Efficiency Inquiry

Industry response,
Contact:
charlie blagbrough,
Last updated:
19 January 2019

The BEIS Committee launched an Inquiry into energy efficiency asking the following questions: Overarching approach : Who should have responsibility to pay for energy efficiency? Should energy efficiency be considered a national infrastructure priority? Existing housing...

Response to Private Shared Ownership consultation

Industry response,
Contact:
charlie blagbrough,
Last updated:
04 February 2019

The BSA and its members are supportive of growing the market in private shared ownership. In doing so, consumer protection must be kept at the forefront of any proposals and we argue for private shared ownership providers to be subject to the same duties as housing associatio...

The Affordable Housing Commission

Industry response,
Contact:
charlie blagbrough,
Last updated:
08 April 2019

The BSA has submitted evidence to the Affordable Housing Commission  covering: The deposit challenge The Bank of Mum and Dad  Wider housing market and mortgage market trends Changes in tenures and the population Public vs private house-building Government schemes Mod...

Response to Building a Safer Future

Industry response,
Contact:
charlie blagbrough,
Last updated:
01 August 2019

This Ministry of Housing Communities and Local Government (MHCLG) consultation builds on the recommendations from Dame Judith Hackitt’s  Independent Review of Building Regulations and Fire Safety . It proposes fundamental reform of building safety requirements so that residen...

Response to DP19/2 Intergenerational Differences Paper

Industry response,
Contact:
charlie blagbrough,
Last updated:
05 August 2019

Through this paper the FCA aims to launch a discussion with industry, consumers and their representatives, regulators and academics to understand the changing financial needs across generations for UK financial services markets. The BSA response highlights our  Building on...

Making Home Ownership Affordable

Industry response,
Contact:
charlie blagbrough,
Last updated:
17 September 2019

The BSA believes the most important action Government could take to increase the size of the shared ownership market would be to commit significant capital funding to a long-term pipeline of developments. There have been numerous false dawns where it appeared that shared owne...

The Future Homes Standard: changes to Part L and Part F of the Building Regulations for new dwelling

Industry response,
Contact:
charlie blagbrough,
Last updated:
06 February 2020

The BSA has responded to the Ministry of Housing's consultation on the Future Homes Standard. The consultation proposes increasing energy efficiency requirements for new buildings in 2020, with a view to implementing the full Standard from 2025. Our response calls on Governm...

First Homes consultation

Industry response,
Contact:
charlie blagbrough,
Last updated:
08 May 2020

The BSA is supportive of the First Homes scheme aimed at first-time buyers and key workers, offering new-build homes at a discount of 30% or more. However from a lending point of view there are further technical discussions needed on areas such as valuation, price and income...

Energy Efficient Scotland: Improving energy efficiency in owner occupied homes

Industry response,
Contact:
charlie blagbrough,
Last updated:
26 March 2020

The Scottish Government consulted on proposals to make it a legal obligation for homeowners to improve their home's energy efficiency to an EPC rating of C or above in order to sell it from 2024 onwards. The BSA responded to the consultation agreeing with the principle of th...

Environmental Audit Committee energy efficiency inquiry

Industry response,
Contact:
charlie blagbrough,
Last updated:
06 July 2020

The BSA responded to the Environmental Audit Committee's Inquiry into the energy efficiency of existing homes. Our  response focuses on the role of lenders in enabling consumers to access finance for retrofit and discusses our work with the Green Finance Institute's Coalitio...