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by the following authors: 'Harinder Chohan'

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BSA publishes submission to FCA Mortgages Market Study interim report

Industry response,
Contact:
harinder chohan,
Last updated:
31 July 2018

The BSA’s full response to the FCA Mortgages Market Study Interim Report can be found here Regulatory stability and innovation In its interim report the FCA recognises that the mortgage market works well for the vast majority of consumers and that commercial relationship...

BSA response to FCA Mortgage Market Study: Interim Report MS16/2

Industry response,
Contact:
harinder chohan,
Last updated:
31 July 2018

The Building Societies Association (BSA) represents all 44 UK building societies. Building societies have total assets of over £393 billion and, together with their subsidiaries, hold residential mortgages of over £302 billion, 22% of the total outstanding in the UK. They hol...

Peer-to-peer and crowdfunding platforms

Industry response,
Contact:
harinder chohan,
Last updated:
26 October 2018

We welcome the FCA paper and agree with the spirit of the consultation which addresses a potential gap in protection for consumers choosing to apply for home finance via a Peer to Peer (P2P) platform.  We welcome new entrants as competition and innovation are the sign of a he...

BSA response to Law Commission consultation; Leasehold home ownership: buying your freehold or exten

Industry response,
Contact:
harinder chohan,
Last updated:
09 January 2019

The BSA welcome the Law Commission’s proposals which support governments recent work to simplify and make the leasehold process more fair for leaseholders.  The paper looks at simplifying the enfranchisement process, reforms include:  Removing technical barriers and complexi...