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Impact of CRD 4 on financing the economy

Industry response,
Contact:
jeremy palmer,
Last updated:
08 October 2015

We welcome this initiative from Commissioner Hill and his team at the new DG FISMA, going beyond the narrow remit in CRD 4, asking the right questions, setting the right tone of enquiry and openness, not imprisoned by past decisions. We particularly welcome the material on pro...

Increasing mortgage risk weights under CRR Article 124

Industry response,
Contact:
jeremy palmer,
Last updated:
08 October 2015

The BSA is pleased to contribute to the EBA’s consultation  : as all our members are specialised residential mortgage lenders, the majority using the standardised approach, this matter is of great importance to us. For that reason, we concentrate in this response on  RWs for l...

Our response to Basel Committee consultation on revisions to the standardised approach to credit ris

Industry response,
Contact:
andrea jeffries,
Last updated:
27 March 2015

Introduction The Building Societies Association of the United Kingdom (BSA) is pleased to respond to the Committee’s consultation on revisions to the standardised approach to credit risk. The BSA represents all 44 UK building societies. Building societies have total ass...

Our response to Basel Committee consultation on capital floors

Industry response,
Contact:
andrea jeffries,
Last updated:
27 March 2015

Introduction The Building Societies Association of the United Kingdom (BSA) is pleased to respond to the Committee’s consultation on the design of a framework of capital floors based on standardised approaches. The BSA represents all 44 UK building societies, of which o...

Review of European Market Infrastructure Regulation

Industry response,
Contact:
jeremy palmer,
Last updated:
18 August 2015

The BSA has responded to the Commission's 21 May consultation on the 2015 review of EMIR, calling for an exemption for smaller financial counterparties from the mandatory clearing obligation. Read the full response here.

Strengthening capital standards: implementing CRD/ CRR, PRA CP 5/13

Industry response,
Contact:
andrea jeffries,
Last updated:
02 October 2013

Much of the content of CP 5/13 is sensible and welcome – we give several examples in our full response. But some of the policy choices proposed by PRA are unwelcome and, in our view, unjustified – and in certain instances renege on clear commitments given by the FSA in Oct...

Brexit must be a catalyst for beneficial change for consumers

Press release,
Contact:
hilary mcvitty,
Last updated:
17 November 2016

Speaking at the BSA’s Annual lunch, BSA Chairman, Dick Jenkins, outlined his views on Brexit and launched a new BSA housing report which recommends ten actions aimed at bringing new housebuilding technologies into the mainstream to help address the housing crisis. On Brexit...

PD and LGD estimation, and treatment of Defaulted Assets

Industry response,
Contact:
jeremy palmer,
Last updated:
14 February 2017

The BBA, BSA and CML have submitted a joint response to a technical consultation from the European Banking Authority on PD and LGD estimation, and the treatment of Defaulted Assets, under the Internal Ratings Approach. Read the full response here .

MiFIR trading obligation

Industry response,
Contact:
jeremy palmer,
Last updated:
09 August 2017

The BSA supports ESMA's proposals to align the phasing in of the MiFIR  trading obligation with the application dates for the EMIR clearing obligation. We also point out that the proposed exemption for very small financial counterparties from the clearing obligation (under th...