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2020 Vision - The Mortgage of the Future

Industry publication,
Contact:
simon rex,
Last updated:
16 November 2012

The BSA has published research looking at what the mortgage market will look like in 2020. The research looks at a wide range of factors that may influence the types of mortgage that are being sold in 2020. It looks at how the demand for mortgages will change by 2020, ...

Reforming the home buying and selling process

Industry publication,
Contact:
simon rex,
Last updated:
06 July 2010

Representatives from the legal and conveyancing professions, estate agents, surveyors and consumer bodies explore how the home buying process can be improved for consumers. Download PDF

How to get a mortgage

Factsheet,
Contact:
simon rex,
Last updated:
15 October 2013

Once you have found your dream property, put an offer to the vendor and had it accepted, you will need to secure the finances you need to complete the purchase. This will usually involve getting a mortgage. Many people find applying for and getting a mortgage highly stre...

Solar panels

Factsheet,
Contact:
simon rex,
Last updated:
01 August 2013

Guidance With electricity prices rising, homeowners are seeking alternative forms of energy. One business model which has sprung up to meet this need involves a company placing photovoltaic panels on a homeowner's roof and providing electricity to them from the panels, ...

Useful links

Factsheet,
Contact:
simon rex,
Last updated:
21 October 2013

Further advice and information is available from the following organisations:   Money Advice Service Impartial information and a wide range of tools from the Money Advice Service Link to Money Advice Service   Financial Ombudsman Service The Financ...

Understanding Mortgage Arrears

Industry publication,
Contact:
simon rex,
Last updated:
14 September 2009

  The Building Societies Association has published new research into mortgage arrears. The research is based on a survey of mortgage borrowers that have been in arrears in the last two years, the results of which are combined with the results of a survey of building so...

Building societies maintain share of lending in slowing mortgage market

Press release,
Contact:
hilary mcvitty,
Last updated:
21 November 2016

Today the Building Societies Association (BSA) releases mortgage lending and savings figures for all 44 building societies for the third quarter of 2016.  The figures show that lending by building societies continues to grow on a year on year basis, however the rate of growth...

The BSA comments on the Housing White Paper

Press release,
Contact:
amy harland,
Last updated:
07 February 2017

There is no one silver bullet to solve the UK’s ‘broken housing market’.  Today the BSA welcomes the Housing White Paper as a positive first step towards a more joined up approach to housing and, we hope, the beginning of a coordinated government strategy. Commenting, Paul ...

Savers get a better deal from building societies

Press release,
Contact:
amy harland,
Last updated:
20 March 2017

New data shows that building societies give the UK’s hard pressed savers a better deal than other deposit takers do[1]. The Building Societies Association (BSA) has collated this new data using a similar methodology to the effective rates data compiled and published by the...

Consumer confidence in house purchase deteriorates

Press release,
Contact:
hilary mcvitty,
Last updated:
28 June 2017

Short-term uncertainty from the General Election result has caused a deterioration of consumer confidence in the housing market, according to a report from the Building Societies Association out today. Statistics from consumer survey Property Tracker published by the BSA, ...

Pressures in the economy challenge homebuyers and savers

Press release,
Contact:
hilary mcvitty,
Last updated:
14 August 2017

Developments in the wider economy are making it more challenging for homebuyers and savers. Building societies continue to support both groups, and maintained a high market share of new mortgage lending and savings in the second quarter of 2017. Mortgage lending Q2  Buil...

BSA Chairman speaks on older borrowers and housing crisis

Press release,
Contact:
hilary mcvitty,
Last updated:
15 November 2017

Speaking at the BSA Annual Lunch, BSA Chairman, Jonathan Westhoff, gave an update on sector action for older borrowers on the second anniversary of the first BSA report: Almost 60,000¹ mortgages were written in the first 6 months of 2017 which will mature when the borrower ...

Can't pay your mortgage?

Factsheet,
Contact:
simon rex,
Last updated:
02 February 2018

If you have a mortgage you will be expected to make regular monthly payments to your lender. How much you pay will depend on the type of mortgage you have, the term of the loan and the rate of interest on it. If there are any changes in your own, or your household's circumst...

Long Term Safety Nets to Protect Mortgage Borrowers

Industry publication,
Contact:
harinder chohan,
Last updated:
19 September 2011

In November 2010, we launched a report by John Howard into Long Term Safety Nets to Protect Mortgage Borrowers which examines the economic environment which has caused many homeowners to fall behind in mortgage payments; the help available to those struggling to meet payments...

BSA Annual Lunch 2017

Speech webcast,
Contact:
katie wise,
Last updated:
15 November 2017

Check against delivery My Lords, Ladies and Gentlemen.  Every year this event brings together people who run, work with, write about and regulate the UK’s 44 building societies, And the 4 credit unions who joined the BSA more recently.   Looking around the room, I am del...