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2020 Vision - The Mortgage of the Future

Industry publication,
Contact:
simon rex,
Last updated:
16 November 2012

The BSA has published research looking at what the mortgage market will look like in 2020. The research looks at a wide range of factors that may influence the types of mortgage that are being sold in 2020. It looks at how the demand for mortgages will change by 2020, ...

Reforming the home buying and selling process

Industry publication,
Contact:
simon rex,
Last updated:
06 July 2010

Representatives from the legal and conveyancing professions, estate agents, surveyors and consumer bodies explore how the home buying process can be improved for consumers. Download PDF

How to get a mortgage

Factsheet,
Contact:
simon rex,
Last updated:
15 October 2013

Once you have found your dream property, put an offer to the vendor and had it accepted, you will need to secure the finances you need to complete the purchase. This will usually involve getting a mortgage. Many people find applying for and getting a mortgage highly stre...

Solar panels

Factsheet,
Contact:
simon rex,
Last updated:
01 August 2013

Guidance With electricity prices rising, homeowners are seeking alternative forms of energy. One business model which has sprung up to meet this need involves a company placing photovoltaic panels on a homeowner's roof and providing electricity to them from the panels, ...

Useful links

Factsheet,
Contact:
simon rex,
Last updated:
21 October 2013

Further advice and information is available from the following organisations:   Money Advice Service Impartial information and a wide range of tools from the Money Advice Service Link to Money Advice Service   Financial Ombudsman Service The Financ...

BSA Annual Lunch 2017

Speech webcast,
Contact:
katie wise,
Last updated:
15 November 2017

Check against delivery My Lords, Ladies and Gentlemen.  Every year this event brings together people who run, work with, write about and regulate the UK’s 44 building societies, And the 4 credit unions who joined the BSA more recently.   Looking around the room, I am del...

Arrears handling

Event,
Contact:
christie sharp,
Last updated:
05 July 2019

This bespoke one-day course, in partnership with the Chartered Insurance Institute (CII), is designed to help navigate the ever more complex area of arrears handling. There is an expectation that lenders should not take a one size fits all approach and that arrears handlers...

Building Societies Annual Conference 2020

Event,
Contact:
jason russell,
Last updated:
01 July 2019

Following on from the success of this year's event, the Building Societies Annual Conference will be heading to Liverpool for the first time. The conference will take place at the ACC Liverpool by the iconic Kings Docks. It is the ideal location for our conference, exhibition...

Understanding Mortgage Arrears

Industry publication,
Contact:
simon rex,
Last updated:
14 September 2009

  The Building Societies Association has published new research into mortgage arrears. The research is based on a survey of mortgage borrowers that have been in arrears in the last two years, the results of which are combined with the results of a survey of building so...

Can't pay your mortgage?

Factsheet,
Contact:
simon rex,
Last updated:
02 February 2018

If you have a mortgage you will be expected to make regular monthly payments to your lender. How much you pay will depend on the type of mortgage you have, the term of the loan and the rate of interest on it. If there are any changes in your own, or your household's circumst...

Long Term Safety Nets to Protect Mortgage Borrowers

Industry publication,
Contact:
harinder chohan,
Last updated:
19 September 2011

In November 2010, we launched a report by John Howard into Long Term Safety Nets to Protect Mortgage Borrowers which examines the economic environment which has caused many homeowners to fall behind in mortgage payments; the help available to those struggling to meet payments...

Lending in later life

Event,
Contact:
christie sharp,
Last updated:
26 September 2019

With people over 65 currently holding £1.5 trillion in housing wealth, and with mortgage borrowing in this age group projected to double by 2030, lending in later life has the potential to be a huge growth area for building societies in the years to come.  Recent changes in...

Mortgage underwriting

Event,
Contact:
christie sharp,
Last updated:
03 October 2019

In recent years the recognised career path to mortgage underwriter has changed substantially, partly due to the changing nature of mortgage advice. This intensive two-day course for BSA members is designed to fully equip underwriters with the knowledge required to carry out...

Annual meet-up for mortgage practitioners

Event,
Contact:
christie sharp,
Last updated:
11 October 2019

Our next meet-up for mortgage practitioners will explore the areas of 'niche' lending tipped to become mainstream. In a challenging housing market, with transactions stalling and the end of Help to Buy on the horizon, our experts will discuss the future avenues for growth. ...

Savers get a better deal from building societies

Press release,
Contact:
amy harland,
Last updated:
20 March 2017

New data shows that building societies give the UK’s hard pressed savers a better deal than other deposit takers do[1]. The Building Societies Association (BSA) has collated this new data using a similar methodology to the effective rates data compiled and published by the...