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Long Term Safety Nets to Protect Mortgage Borrowers

Industry publication,
Contact:
harinder chohan,
Last updated:
19 September 2011

In November 2010, we launched a report by John Howard into Long Term Safety Nets to Protect Mortgage Borrowers which examines the economic environment which has caused many homeowners to fall behind in mortgage payments; the help available to those struggling to meet payments...

Annual meet-up for mortgage practitioners

Event,
Contact:
christie sharp,
Last updated:
09 September 2019

Our next meet-up for mortgage practitioners will explore the areas of 'niche' lending tipped to become mainstream. In a challenging housing market, with transactions stalling and the end of Help to Buy on the horizon, our experts will discuss the future avenues for growth. ...

FSA Mortgage Market Review: Interest Only and Non deposit taking lenders

Industry response,
Contact:
paul broadhead,
Last updated:
29 May 2012

Whilst sharing the FSA's overall concerns about the impact of borrowers not having adequate repayment strategies, the BSA argues against the need for regulation in the area of interest only mortgages. We strongly oppose any moves for lenders to take on responsibility f...

Homes for Wales White Paper

Industry response,
Contact:
paul broadhead,
Last updated:
17 August 2012

We welcome the opportunity to comment on the Welsh Government’s first housing strategy. We support the holistic approach to housing taken in the White Paper and welcome further discussion as the Welsh Government moves to implement the proposals. We support improvements...

Mortgage Market Review: Full package of reforms CP 11/31

Industry response,
Contact:
paul broadhead,
Last updated:
29 May 2012

Executive Summary Affordability assessment • We have consistently agreed with the principle that all mortgage applications should be assessed on the applicant's ability to repay the loan. Borrowers should be required to provide accurate and genuine information about...

Support for Mortgage Interest: Informal Call for Evidence

Industry response,
Contact:
paul broadhead,
Last updated:
29 May 2012

The BSA welcomes the opportunity to respond to the call for evidence on Support for Mortgage Interest (SMI). The BSA has been calling for a review of SMI for some time now in letters to the Chancellor ahead of Budget statements, to the Treasury Select Committee during its ...