Capital Credit Union


About us

Capital Credit Union was established in June 1989 and is one of the largest credit unions in the UK, with more than 25,000 members, and assets of more than £45 million. We offer a range of ethical financial services, and membership is open to anyone living or working in Edinburgh, the Lothians or the Scottish Borders.

Our members can save, borrow, use online banking - even take out their mortgage with us.

However, unlike banks, we're not-for-profit. That means we're completely owned by our members, with no external shareholders.

  • We build wealth rather than debt because our members save a minimum of £15 a month, and any profits we make go right back into the credit union.
  • We don't charge early repayment fees*
  • We don't charge set-up fees
  • We include free life insurance on savings and loans**

That means the only person who benefits from a credit union... is you.

Capital Credit Union. Friendly, ethical, professional.

*excluding mortgages ** terms and conditions apply

Visit our website:

Capital Credit Union

31 Dunedin Street