Covers a range of topics relating to mortgages and the wider housing market.
Covers issues relating to savings accounts and payments.
Covers developments in conduct of business regulation
Covers issues relating to the corporate governance and constitution of building societies.
People related matters such as talent development, apprenticeships and diversity.
Internal and external accounting assurance and matters relating to tax.
The regulation and supervision of firms to ensure their safety and soundness under the remit of the Prudential Regulation Authority.
A new legal aid scheme to support borrowers at risk of repossession (member only content).
A wide range of statistics relating to the UK mortgage and housing markets.
Research, analysis and guidance about our members and the issues that affect them.
Retail savings data including net receipts and deposits, ISAs and interest rates.
Operational and financial information about building societies. Includes AGM & financial results and remuneration details.
Submission and publication deadlines for BSA data and reports.
Inflation falls to lowest level in almost 3 years but underlying components remain high. As such, MPC unlikely to vote to cut Bank Rate in June.
News and views on topical issues from the BSA and guests.
View our latest press releases and comment here.
The BSA's quarterly magazine covers whats happening in the world of building societies, credit unions and the wider financial services sector.
A quarterly survey that assesses consumer sentiment regarding the UK property market.
View biographies and download photos of the BSA's key spokespeople
BSA speeches from events and seminars
View the latest webinars, training and other events open to members, associates and other stakeholders
View our latest BSA Annual Conference and comment here.
View our latest Past events & summaries and comment here.
Learn how to promote your event to the BSA's membership.
Understanding cyber security risks and preparing for an attack (24th October 2024)
Find factsheets on mortgages, savings and the building society sector.
Track building societies that no longer exists and get a link to its successor's website.
Find mortgage instructions and specific requirements setting out individual building society policies.
The UK Savings Week campaign aims to get people engaged in saving.
Toolkits to develop Workplace Savings are available here.
Here you can find our publications, responses to consultation documents, mortgage instructions, statistics and sector job vacancies.
Find out more about the BSA and the sector.
Contact details for each of our 49 members.
Our Associate members include a wide range of companies from insurers, banks, accountants, solicitors, and other business suppliers to BSA members.
View biographies and download photos of our key spokespeople
Vacancies for senior management, executive and other positions at the BSA and its member organisations
Find out the wide range of benefits of joining the BSA as an associate member.
The Building Societies Association is the voice of the UK's building societies.
Cash ISAs are the main cash-based tax-free savings product offered by building societies and they are a particular strength of building societies, with the sector regularly having 35% of the market.
Cash ISAs are the main cash-based tax-free savings product offered by building societies and they are a particular strength of building societies, with the sector regularly having over 35% of the market.
An Individual Savings Account (ISA) is not a product in its right but, in effect, a tax wrapper around a savings or investment product, which protects the customer’s interest from being taxed. An individual may invest in two separate ISAs in any single tax year - a cash ISA and an investment ISA, which can be with the same or different providers.
Annual subscription limits for 2024/25
Subscription limits for ISAs for 2024/25 is £20,000. This full amount can be held in either cash, stocks and shares, or any combination of the two. Individuals are permitted to transfer any funds previously invested in stocks and shares into cash outside of annual subscription limits.
Further information on ISAs can be found here.
Flexible ISAs
From 6 April 2016 ISA savers have been able to withdraw and replace money from their cash ISA without counting towards their annual ISA subscription limit for that year, as long as the repayment is made in the same tax year as the withdrawal. This enables savers to access their ISA savings more flexibly without losing the benefits they have built up. This also covers cash held in stocks and shares ISAs. Flexible ISAs are optional and not all building societies offer them. Further information is available in the leaflet linked to below.
Flexible ISAs - The guidance provided in this leaflet is up to date but allowances shown are for illustration only as they relate to an earlier tax year.
Junior ISAs
A tax-free children's savings account - Junior ISAs - were launched in November 2011 as a replacement for the Child Trust Fund. Further information on Junior ISAs can be found in our Junior ISAs factsheet, linked to below.
Help to Buy ISA
A new form of ISA to help first time buyers save for a deposit launched on 1 December 2015. Further information can be found in the Help to Buy ISA factsheet, linked to below.
Help to Buy ISA - BSA Factsheet
Additional Permitted Allowances
For information on additional permitted allowances following the death of a spouse or civil partner see our separate factsheet, linked to below.
Additional Permitted Allowances Factsheet