BSA blog

BSA blog

News and views on topical issues from BSA staff and guests.

A shot in the arm for offsite

31 August 2017

​The Mayor of London recently announced a £25m investment in Pocket Living to build 1,059 new homes in London by March 2021, a third of these are expected to be built using offsite construction.

Pocket living provides homes for first-time buyers; typically one or two-bed flats. These properties are sold at a 20 per cent discount to market rate and are aimed at local people who must already live in the borough and be first-time buyers.

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Strengthening accountability in banking – the acid test

31 August 2017

The strengthening accountability in banking exercise began with an investigation by the Parliamentary Commission on Banking Standards, following the financial crisis of 2008, and certain high-profile conduct failures in the UK banking industry.  These included PPI mis-selling and the LIBOR rate-rigging scandal, followed by serious misconduct in relation to foreign exchange...

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Bitesize: Snippets from the sector in August

30 August 2017

From the BSA's monthly Newsbite newsletter. Sign up here.

  • Scottish Building Society becomes first major sponsor of the Scottish Women's Premier League
  • Skipton Building Society awarded platinum Investors in People status
  • Dudley Wellbeing campaign a glowing success

 

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Term Funding Scheme to close

28 August 2017

Mortgage Matters:

The drawdown period for the Term Funding Scheme (TFS) will close as planned on 28 February 2018, the Bank of England has confirmed.

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Guest blog: Cheques - an image for the future

25 August 2017

Associate Knowledge: Guest blog from The TALL Group of Companies

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The Pre-Action Protocol for Debt Claims

24 August 2017

Associate Knowledge: Guest blog from Eversheds Sutherland

The final version of the Pre-Action Protocol for Debt Claims has been released and will come into force on 1 October 2017. The Protocol aims to encourage early communication, resolution without court proceedings and reasonable and proportionate conduct. It will increase the information and documentation which creditors must provide to debtors together with the letter of claim and introduces a new timeline from letter of claim to the issue of proceedings.

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Guest blog: How to hire the right digital NED (five lessons)

22 August 2017

Associate Knowledge: Guest blog from Warren Partners

One of the greatest threats faced by organisations in today’s digital world is a Board that does not fully appreciate the threats and opportunities presented by technological advancement. How data can provide a competitive advantage, and the implication of new technology on the business model, customers and organisational design and its transformational potential?

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Collaboration and innovation key if we want to see a real solution to the housing crisis: An interview with Colin Fyfe

17 August 2017

From Society Matters magazine

Darlington Building Society Chief Executive, Colin Fyfe, spoke passionately at this year's BSA annual conference on how we might grow and improve housing supply in the UK. We have a long way to go until modern methods of construction (MMC) are widely-understood, financed, in demand and prominent on housing developments across the country...

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Housebuilding inspiration from the Netherlands

15 August 2017

Mortgage Matters
The BSA visits Almere, Netherlands to see what the UK could learn when it comes to housebuilding.

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Guest blog: Diversity remains high on the agenda in the Boardroom 

03 August 2017

Associate Knowledge: Guest blog from The Miles Partnership

Diversity remains high on the agenda for board level recruitment.  However, the conversation has moved beyond that of debating why boards are comprised of directors who are simply ‘pale male and stale’! 

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The changing profile of first-time buyers

31 July 2017

The age of first-time buyers has shifted up the scale over the past twenty years, according to the most recent English Housing Survey. While the average age only crept up two years, to 32, a larger change has occurred in the share of different age groups. The proportion of first-time buyers between ages 16-24 has plummeted from 21.3% to 7.5%, while 35-44 year olds now make up 20.9% of the first-time buyer population, up from 16%.

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