• Press Release
• Mortgages & Housing

Mortgage borrowers remain confident as renters under greater strain ahead of Bank Rate decision

With interest rates in the spotlight again, many homebuyers will be reassured th...

• Press Release
• Prudential Regulation

Getting the balance right: Calibrating capital to support growth, stability and homeownership

The BSA is calling on the FPC to consider how the different capital components i...

• Press Release
• People

Building society sector progress on gender diversity recognised in Women in Finance Charter Review

The building society sector has made encouraging advancements in recent years, a...

• Press Release
• Mortgages & Housing

Bank Rate held but mortgage market remains open for business 

BSA comments on the MPC's decision to hold the Bank Rate at 3.75%

• Press Release
• Savings

Credit union changes will help more people to access affordable loans and savings

These reforms will help more people access affordable credit, build savings and ...

• Press Release
• Mortgages & Housing

Chancellor lends her support to the building societies' campaign to support first-time buyers

The Chancellor of the Exchequer, Rt Hon Rachel Reeves MP, met with senior leader...

• Press Release
• Mortgages & Housing

Think again! First-time buyers could be much closer to owning a home than they realise

New research shows building society mortgages could help aspiring homeowners buy sooner.

• Press Release
• Mortgages & Housing

Bank Rate cut is not the only answer for first-time buyers

Given the recent rhetoric from the Bank of England on inflation, it’s no surpris...

• Press Release
• Mortgages & Housing

Mortgage flexibility starts to reduce barriers for first-time buyers

We are starting to see more encouraging signs for first-time buyers. The aspirat...

• Press Release
• Savings

Cash ISA Transfer Performance 2025

Collectively, the industry can report that 90 per cent of cash ISA transfers wer...

• Press Release
• Prudential Regulation

The BSA welcomes today’s final rules for Basel 3.1 and the new Strong & Simple regime

The BSA has been a big supporter of the Strong & Simple regime since its inception.

• Press Release
• People

Building Societies Association appoints two new deputy chairs

 Susan Allen, Chief Executive of Yorkshire Building Society, and Caroline Doma...

• Press Release
• Mortgages & Housing

Bank Rate cut offers first-time buyers a confidence boost

Bank Rate reduces by 0.25% to 3.75%   

• Press Release
• Mortgages & Housing

BSA comments on FCA Mortgage Rule Review Feedback Statement

We are pleased that our members key asks and priorities have been included as ar...

• Press Release
• Prudential Regulation

New report highlights growing strength and value of UK mutuals

Building societies and credit unions play a vital role in market competition and...

• Press Release
• Mortgages & Housing

Building society sector continues to grow as consumers seek better value

In the six months to September 2025, building societies and the two mutual-owned...

• Press Release
• Savings

Budget Comment - Focus on helping people understand choices, not on penalising savers

BSA comments on the Budget

• Press Release
• People

New Chair elected at the Building Societies Association

Simon Taylor, Chief Executive of Melton Building Society, has been elected as th...

• Press Release
• Prudential Regulation

Building Society Growth Plan urges government and regulators to back purpose-driven finance

Sector calls for capital reform to boost innovation, expand homeownership and st...

• Press Release
• Mortgages & Housing

Disappointment for many aspiring homebuyers and owners as Bank Rate held

Many aspiring homebuyers will be disappointed that the MPC has decided to hold t...

• Press Release
• Savings

BSA welcomes the publication of the Financial Inclusion Strategy

Government's Financial Inclusion Strategy published

• Press Release
• Mortgages & Housing

The dream of homeownership is slipping away for a generation

New research from the BSA reveals nearly one in three (29%) people who want to b...

• Press Release
• Prudential Regulation

BSA welcomes PRA's near final rules for Small Domestic Deposit-Takers

The BSA strongly welcomes today’s publication by the PRA of the ‘near final’ rul...

• Press Release
• Savings

BSA welcomes Treasury Select Committee report on Cash ISAs

BSA welcomes report from the Treasury Committee which rightly recognises the vit...

• Press Release
• Savings

Cash ISA Transfer Performance Q3 2025

Collectively, the industry can report that 89 per cent of cash ISA transfers wer...

• Press Release
• Savings

The Building Societies Association warns that ISA reforms could undermine investment aims

The BSA publishes Budget submission to the Treasury

• Press Release
• Mortgages & Housing

MHCLG consults on Home buying and selling reform

BSA comments on the MHCLG's consultation.

• Press Release
• Savings

£2,000 in savings reduces the odds of falling behind on bills by 60% – but even small amounts can make a difference

Households with £2,000 in savings are around 60% less likely to fall behind on h...

• Press Release
• Savings

UK faces financial wellbeing crisis

New research by the Building Societies Association (BSA), as part of UK Savings ...

• Press Release
• Mortgages & Housing

BSA responds to FCA Mortgage Rule Review

The review provides a timely opportunity to reshape the mortgage market to ensur...

• Press Release
• Mortgages & Housing

No surprises as MPC holds Bank Rate at 4%

A further cut this year is still possible, but the outlook for the Bank Rate is ...

• Press Release
• People

Building Societies Association appoints Sarah Harrison as new Chief Executive

Sarah will take up the role from 1 December.

• Press Release
• Mortgages & Housing

Bank Rate cut to 4.00%

While today’s rate cut is a step in the right direction, it won’t be enough on i...

• Press Release
• Savings

Cash ISA Transfer Performance H1 2025

Collectively, the industry can report that 89 per cent of cash ISA transfers wer...

• Press Release
• Mortgages & Housing

Generation Stuck: Majority of 25-44 year old renters thought they would own a home by now

New BSA research finds that a huge proportion of would-be first-time buyers have...

• Press Release
• Prudential Regulation

BSA responds to Bank of England announcements

• Press Release
• Savings

BSA comments on the news that reform of Cash ISAs on hold

The BSA welcomes the announcement

• Press Release
• Mortgages & Housing

PRA announces review of the Loan to Income flow limit rule

The Building Societies Association (BSA) welcomes news that the PRA is reviewing...

• Press Release
• Savings

Open letter to the Chancellor to save Cash ISAs

Open letter to the Chancellor highlighting the importance of retaining the Cash ...