We have updated our Privacy Policy and our Cookies Policy. The cookies that we use make our website work and helps us to analyse how the site is used by our visitors and improve our services.
Allow activity tracking?
I want to manage my cookies - Find out more
The voice of building societies
These factsheets are designed to give you the information you need about savings, mortgages or the building society sector in general. Feel free to print off, share or download the information below.
Next steps
If you can't find what you are looking for, or think we are missing a topic, email simon.rex@bsa.org.uk
The Bank of Mum and Dad – now a top 10 unofficial UK 'lender' – is already playing a positive role. How we promote and broaden its contribution in future years will be key to sustaining a healthy housing market.
When a person wants or needs help to manage their finances, there are a number of options available.This leaflet aims to explain each of these options.
Many people may already know the dos and don’ts of financial fraud- that no-one should ever ask them for their PIN or full password, or ever make them feel pressured into moving money to a ‘safe account’. The trouble is, in the heat of the moment, it’s easy to forget this.
Therefore the Take Five campaign is urging consumers to stop and consider whether the situation is genuine
"What is a building society?"
"What is mutuality?"
"What is the difference between a building society and other financial service providers?"
This handy leaflet aims to clear up some of the frequently asked questions the BSA receives, and provide an overview of the sector.
Building societies are owned by their savers and borrowers, not by external shareholders. This difference is reflected in everything that they do, including offering better interest rates, providing superior customer service, receiving fewer complaints and supporting regional economies.
There is a lot more to personal finance than savings and mortgages.
Take a look at this section if you would like to know more about avoiding fraudsters, complaining if you have an issue with your provider, helping someone without mental capacity, or investigating your rights as a building society member.
Building societies fund most of their mortgage lending from consumer savings. Most societies have about eight savers for every one borrower and they work hard to balance the rates they charge borrowers and pay savers.
Find out more about saving with a building society in this section.
Building societies have a strong tradition of helping people to buy their own home. Whether you are looking to buy for the first time, move up the housing ladder, are thinking about building your own home, or are interested in alternative ways to get started - it is worth taking a look at this section.