Housing and mortgages for a changing society

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Policy & Expertise

Mortgages & Housing

Covers a range of topics relating to mortgages and the wider housing market.

Savings

Covers issues relating to savings accounts and payments.

Conduct Regulation

Covers developments in conduct of business regulation

Governance

Covers issues relating to the corporate governance and constitution of building societies.

People

People related matters such as talent development, apprenticeships and diversity.

Audit & Taxation

Internal and external accounting assurance and matters relating to tax.

Prudential Regulation

The regulation and supervision of firms to ensure their safety and soundness under the remit of the Prudential Regulation Authority.

BSA responds to three MREL consultations
A new legal aid scheme to support borrowers at risk of repossession (member only content).
Data & Research

The mutual difference

Building societies and credit unions are customer-owned mutual organisations. Their culture is focused on their members and communities and this influences their day to day decisions.

Mortgage & housing statistics

A wide range of statistics relating to the UK mortgage and housing markets.

Research Reports

Research, analysis and guidance about our members and the issues that affect them.

Savings statistics

Retail savings data including net receipts and deposits, ISAs and interest rates.

Sector Information & Performance

Operational and financial information about building societies. Includes AGM & financial results and remuneration details.

Statistical calendar

Submission and publication deadlines for BSA data and reports.

Read the December Market Update Report
Budget sees taxes rise for many households but does little to stimulate growth
News & Insights

Blogs & Articles

News and views on topical issues from the BSA and guests.

Press Releases

View our latest press releases and comment here.

Society Matters

The BSA's quarterly magazine covers whats happening in the world of building societies, credit unions and the wider financial services sector.

BSA Property Tracker

A quarterly survey that assesses consumer sentiment regarding the UK property market.

BSA Spokespeople

View biographies and download photos of the BSA's key spokespeople

BSA speeches

BSA speeches from events and seminars

Podcast appearances

BSA experts often appear as guests on industry podcasts.

New report highlights growing strength and value of UK mutuals
Events & Training

Upcoming events & training

View the latest webinars, training and other events open to members, associates and other stakeholders

BSA Annual Conference

View our latest BSA Annual Conference and comment here.

Past events & summaries

View our latest Past events & summaries and comment here.

Promoting your event via the BSA

Learn how to promote your event to the BSA's membership.

Featured event
Preparing for successful regulatory visits (28 & 29 January 2026)
Help & Resources

Consumer Guidance

Find factsheets on mortgages, savings and the building society sector.

Track Lost Savings & Old Building Societies

Track building societies that no longer exists and get a link to its successor's website.

Mortgage Instructions

Find mortgage instructions and specific requirements setting out individual building society policies.

UK Savings Week

The UK Savings Week campaign aims to get people engaged in saving.

Workplace Savings Toolkits

Toolkits to develop Workplace Savings are available here.

Latest Help & Resource Update
Here you can find our publications, responses to consultation documents, mortgage instructions, statistics and sector job vacancies.
About

About the BSA

Find out more about the BSA and the sector.

BSA Members

Contact details for each of our 49 members.

BSA Associate Members

Our Associate members include a wide range of companies from insurers, banks, accountants, solicitors, and other business suppliers to BSA members.

National Credit Union Forum

The National Credit Union Forum (NCUF) is the Credit Union Committee of the BSA.

Financial Services with Purpose

Find out how building societies have purpose beyond profit

Job vacancies

Vacancies for senior management, executive and other positions at the BSA and its member organisations

Associate Membership

Find out the wide range of benefits of joining the BSA as an associate member.

BSA pension scheme

Details of the BSA pension scheme

The Building Societies Trust

Find out about this small charitable trust and the process for applying for charitable grants

Latest About us Update
The Building Societies Association is the voice of the UK's building societies.

Policy & Expertise

Mortgages & Housing

Covers a range of topics relating to mortgages and the wider housing market.

Savings

Covers issues relating to savings accounts and payments.

Conduct Regulation

Covers developments in conduct of business regulation

Governance

Covers issues relating to the corporate governance and constitution of building societies.

People

People related matters such as talent development, apprenticeships and diversity.

Audit & Taxation

Internal and external accounting assurance and matters relating to tax.

Prudential Regulation

The regulation and supervision of firms to ensure their safety and soundness under the remit of the Prudential Regulation Authority.

BSA responds to three MREL consultations
A new legal aid scheme to support borrowers at risk of repossession (member only content).
Data & Research

The mutual difference

Building societies and credit unions are customer-owned mutual organisations. Their culture is focused on their members and communities and this influences their day to day decisions.

Mortgage & housing statistics

A wide range of statistics relating to the UK mortgage and housing markets.

Research Reports

Research, analysis and guidance about our members and the issues that affect them.

Savings statistics

Retail savings data including net receipts and deposits, ISAs and interest rates.

Sector Information & Performance

Operational and financial information about building societies. Includes AGM & financial results and remuneration details.

Statistical calendar

Submission and publication deadlines for BSA data and reports.

Read the December Market Update Report
Budget sees taxes rise for many households but does little to stimulate growth
News & Insights

Blogs & Articles

News and views on topical issues from the BSA and guests.

Press Releases

View our latest press releases and comment here.

Society Matters

The BSA's quarterly magazine covers whats happening in the world of building societies, credit unions and the wider financial services sector.

BSA Property Tracker

A quarterly survey that assesses consumer sentiment regarding the UK property market.

BSA Spokespeople

View biographies and download photos of the BSA's key spokespeople

BSA speeches

BSA speeches from events and seminars

Podcast appearances

BSA experts often appear as guests on industry podcasts.

New report highlights growing strength and value of UK mutuals
Events & Training

Upcoming events & training

View the latest webinars, training and other events open to members, associates and other stakeholders

BSA Annual Conference

View our latest BSA Annual Conference and comment here.

Past events & summaries

View our latest Past events & summaries and comment here.

Promoting your event via the BSA

Learn how to promote your event to the BSA's membership.

Featured event
Preparing for successful regulatory visits (28 & 29 January 2026)
Help & Resources

Consumer Guidance

Find factsheets on mortgages, savings and the building society sector.

Track Lost Savings & Old Building Societies

Track building societies that no longer exists and get a link to its successor's website.

Mortgage Instructions

Find mortgage instructions and specific requirements setting out individual building society policies.

UK Savings Week

The UK Savings Week campaign aims to get people engaged in saving.

Workplace Savings Toolkits

Toolkits to develop Workplace Savings are available here.

Latest Help & Resource Update
Here you can find our publications, responses to consultation documents, mortgage instructions, statistics and sector job vacancies.
About

About the BSA

Find out more about the BSA and the sector.

BSA Members

Contact details for each of our 49 members.

BSA Associate Members

Our Associate members include a wide range of companies from insurers, banks, accountants, solicitors, and other business suppliers to BSA members.

National Credit Union Forum

The National Credit Union Forum (NCUF) is the Credit Union Committee of the BSA.

Financial Services with Purpose

Find out how building societies have purpose beyond profit

Job vacancies

Vacancies for senior management, executive and other positions at the BSA and its member organisations

Associate Membership

Find out the wide range of benefits of joining the BSA as an associate member.

BSA pension scheme

Details of the BSA pension scheme

The Building Societies Trust

Find out about this small charitable trust and the process for applying for charitable grants

Latest About us Update
The Building Societies Association is the voice of the UK's building societies.

As we approach the end of 2025, we can reflect on a busy and fruitful year, including some welcome mortgage regulatory changes. This edition of Society Matters has a timely focus on housing and mortgages, with some valuable insights to share.

Read online here

Download and read (single page version here)

In this edition:

Time to accelerate mutual ambition - Simon Taylor, BSA Chair
Shaping the next chapter for the Building Societies Association, Sarah Harrison, CEO, BSA
Opening the door to the next generation of homeowners - Paul Broadhead, BSA
A review of the housing market in 2025 - Richard Donnell, Zoopla
The battleground for mortgage lenders has changed - Claire Van der Zant, Novus Strategy
Greener homes, brighter future - Carole Charter, The Cambridge Building Society
View from a broker: Building long-term partnerships - Andrew Montlake, Coreco
Cohousing & community led housing: a growing opportunity for building societies - Owen Jarvis, UK Co-housing
AI and the future of mortgage advice - Kate Davies, IMLA, Francesco Di Petro, Newcastle for Intermediaries and Jamie Lawless, LendWell
The future of later life lending - Rachel Day, Association of Mortgage Intermediaries
Customer outcomes testing: getting it right - Daniel Sawyer and Rebecca Firth, KPMG
Is the mortgage market on the cusp of an AI revolution? Robert Thickett, BSA
Parting words - Robin Fieth, BSA