Lengthening the Ladder: The future of mortgage borrowing in older age

Following on from the BSA's 2015 Lending into Retirement interim report, this report is funded by the BSA, carried out by ILC-UK and supported by the CML.

Using data from the Office of National Statistics, this report looks at trends in the housing and mortgage markets up to 2030. The findings suggest the possibility of a significant shift 'up the age scale' with both housing equity and mortgage debt for people over the age of 65 projected to double.

Summary report
A summarised, 12-page version is available here.
You can request a hard copy of the summarised report here.

Full report
Read the full version of the report here.