Covers a range of topics relating to mortgages and the wider housing market.
Covers issues relating to savings accounts and payments.
Covers developments in conduct of business regulation
Covers issues relating to the corporate governance and constitution of building societies.
People related matters such as talent development, apprenticeships and diversity.
Internal and external accounting assurance and matters relating to tax.
The regulation and supervision of firms to ensure their safety and soundness under the remit of the Prudential Regulation Authority.
A new legal aid scheme to support borrowers at risk of repossession (member only content).
A wide range of statistics relating to the UK mortgage and housing markets.
Research, analysis and guidance about our members and the issues that affect them.
Retail savings data including net receipts and deposits, ISAs and interest rates.
Operational and financial information about building societies. Includes AGM & financial results and remuneration details.
Submission and publication deadlines for BSA data and reports.
Bank Rate cut to 4.75% but pace of rate cuts expected to moderate in wake of Budget
News and views on topical issues from the BSA and guests.
View our latest press releases and comment here.
The BSA's quarterly magazine covers whats happening in the world of building societies, credit unions and the wider financial services sector.
A quarterly survey that assesses consumer sentiment regarding the UK property market.
View biographies and download photos of the BSA's key spokespeople
BSA speeches from events and seminars
View the latest webinars, training and other events open to members, associates and other stakeholders
View our latest BSA Annual Conference and comment here.
View our latest Past events & summaries and comment here.
Learn how to promote your event to the BSA's membership.
Employment Rights Bill Webinar (18th November 2024)
Find factsheets on mortgages, savings and the building society sector.
Track building societies that no longer exists and get a link to its successor's website.
Find mortgage instructions and specific requirements setting out individual building society policies.
The UK Savings Week campaign aims to get people engaged in saving.
Toolkits to develop Workplace Savings are available here.
Here you can find our publications, responses to consultation documents, mortgage instructions, statistics and sector job vacancies.
Find out more about the BSA and the sector.
Contact details for each of our 49 members.
Our Associate members include a wide range of companies from insurers, banks, accountants, solicitors, and other business suppliers to BSA members.
The National Credit Union Forum (NCUF) is the Credit Union Committee of the BSA.
View biographies and download photos of our key spokespeople
Vacancies for senior management, executive and other positions at the BSA and its member organisations
Find out the wide range of benefits of joining the BSA as an associate member.
The Building Societies Association is the voice of the UK's building societies.
The Building Societies Association represents all 44 UK building societies and 4 large credit unions. Between them, our members serve more than 21 million consumers across the UK and are owned by their members.
We have long supported calls for a Single Financial Guidance Body (SFGB) and welcome the proposal to move regulation for Claims Management Companies to the FCA. We do however have some concerns about the delegation of advice delivery, in particular ensuring the new SFGB uses these powers to avoid duplication. We believe the levy could be collected from a wider group of industries as consumer debt advice benefits other sectors, such as utilities and local government (via council tax).
The Bill says that the SFGB ‘may’ delegate delivery of its functions. It is important that the new body uses this power to avoid duplication of existing activity. In the past mistakes have been made when a body has tried to provide all the functions itself without harnessing the work already underway. It is therefore particularly important that the new SFGB uses this power of delegation and coordination.
The Bill proposes that the FCA be allowed to make rules to recover some of the funding for the new body from the Financial Service Levy. As a principle we believe that funding should be sourced from a wider range of industries that have a responsibility to consumers and benefit from consumer debt advice without having to pay for it – the ‘polluter pays’ principle. In this case it would include utility industries (e.g. energy and telecoms) and local government (in the case of Council Tax collection). Currently the debt advice part of MAS is paid for solely by banks and building societies (via the deposit acceptor and home finance provider fee blocks set by the FCA).
In our experience as a sector that contributes to financial guidance funding through both the FCA and debt advice charities, we have found that working with other industries encourages a sharing of best practice and encourages different industries to take ownership of the issue.
We support the proposal to give the FCA the power to regulate Claims Management Companies (CMCs). This is in part due to the additional resources the FCA have when compared with the Ministry of Justice CMC unit and the additional requirement CMCs will have to comply with conduct rules.
In our experience this would be beneficial for consumers in the area of financial services. While we do not advocate regulatory price fixing in principle, the CMC pricing model, which can charge customers as much as 40% commission on redress they are awarded, needs to be examined in terms of fairness to customers. This is particularly the case given that customers do not generally need the help of a CMC to bring a complaint to the Financial Ombudsman Service, which is simple to use and free to complainants (as it is paid for by regulated firms).