Covers a range of topics relating to mortgages and the wider housing market.
Covers issues relating to savings accounts and payments.
Covers developments in conduct of business regulation
Covers issues relating to the corporate governance and constitution of building societies.
People related matters such as talent development, apprenticeships and diversity.
Internal and external accounting assurance and matters relating to tax.
The regulation and supervision of firms to ensure their safety and soundness under the remit of the Prudential Regulation Authority.
A new legal aid scheme to support borrowers at risk of repossession (member only content).
A wide range of statistics relating to the UK mortgage and housing markets.
Research, analysis and guidance about our members and the issues that affect them.
Retail savings data including net receipts and deposits, ISAs and interest rates.
Operational and financial information about building societies. Includes AGM & financial results and remuneration details.
Submission and publication deadlines for BSA data and reports.
Bank Rate cut to 4.75% but pace of rate cuts expected to moderate in wake of Budget
News and views on topical issues from the BSA and guests.
View our latest press releases and comment here.
The BSA's quarterly magazine covers whats happening in the world of building societies, credit unions and the wider financial services sector.
A quarterly survey that assesses consumer sentiment regarding the UK property market.
View biographies and download photos of the BSA's key spokespeople
BSA speeches from events and seminars
View the latest webinars, training and other events open to members, associates and other stakeholders
View our latest BSA Annual Conference and comment here.
View our latest Past events & summaries and comment here.
Learn how to promote your event to the BSA's membership.
Employment Rights Bill Webinar (18th November 2024)
Find factsheets on mortgages, savings and the building society sector.
Track building societies that no longer exists and get a link to its successor's website.
Find mortgage instructions and specific requirements setting out individual building society policies.
The UK Savings Week campaign aims to get people engaged in saving.
Toolkits to develop Workplace Savings are available here.
Here you can find our publications, responses to consultation documents, mortgage instructions, statistics and sector job vacancies.
Find out more about the BSA and the sector.
Contact details for each of our 49 members.
Our Associate members include a wide range of companies from insurers, banks, accountants, solicitors, and other business suppliers to BSA members.
The National Credit Union Forum (NCUF) is the Credit Union Committee of the BSA.
View biographies and download photos of our key spokespeople
Vacancies for senior management, executive and other positions at the BSA and its member organisations
Find out the wide range of benefits of joining the BSA as an associate member.
The Building Societies Association is the voice of the UK's building societies.
Originally published in Society Matters magazine.
By Matt Bartle, Director of Products, Leeds Building Society
Originally published in Society Matters magazine.
By Matt Bartle, Director of Products, Leeds Building Society
In 2020 our homes have had to adapt and become temporary workplaces and classrooms. We’ve also connected more with our communities, and according to nationwide research* for Leeds Building Society, eight out of 10 people say they are talking to their neighbours more as a result of the pandemic and one in four feel community spirit has improved.
There’s no doubt coronavirus has caused a seismic shift in all our lives. However, as we map out the route ahead, there’s a real opportunity to consider how our industry can help more people have the homes they want, whether that’s to rent or buy.
The reality remains that many struggle to get on the property ladder and it’s clear the UK needs innovative approaches to deliver more affordable homes for people to buy or rent.
A barrier for many first-time buyers is the size of the deposit needed to get a foot on the housing ladder. As a result, shared ownership - which can significantly reduce the size of deposit needed – is attracting renewed interest from Government and policy makers, who want to increase opportunities for home ownership.
Considering what we can do to make schemes such as shared ownership better understood and more widely used could reframe the market. Bringing down the size of deposit can make the scheme particularly suitable for first-time buyers, as it offers an alternative to typical residential purchase using a higher-LTV mortgage, a sector particularly hit by the pandemic.
There is also the potential for customers to increase their share of the property over time. Yet, despite being established for over 40 years, shared ownership remains underused.
A You Gov study** commissioned by Leeds Building Society as part of research into future needs of shared ownership as it reached its 40th anniversary, found housing associations said the main barriers to being able to support more home buyers included a lack of consumer knowledge or understanding of the scheme and how it works.
It isn’t enough, to simply build homes; as a country we need to look at the bigger picture and ensure we’re addressing need. Taking a more holistic approach means we can consider the types of properties our communities need longer-term; and whether enough is being done to increase the supply of affordable homes in the right locations.
By helping our members into the home they want, we can also have a positive impact on our local communities. Events of recent months have repeatedly reminded us how much we all rely on others and how collaboration and co-operation can help us to reach what might seem unachievable goals.
Now feels like the right time to pause, reset and rethink our approach to housing. Harnessing this momentum and putting in place a blueprint for the future could mean many more will be able to have the home they want.
*A UK survey sought the views of 948 people at the end of August 2020.
**Qualitative research comprising eight 45-60-minute in-depth interviews with senior staff in eight housing associations across England was conducted by YouGov on behalf of Leeds Building Society.
For more on the research visit https://bit.ly/36VWY8j
This webinar will cover a summary of the Employment Rights Bill, with a focus on the proposed changes that will affect Building Societies in particula...
The BSA strongly supports the principle of charging a fee to CMCs.
Our response to FCA GC23-2