Covers a range of topics relating to mortgages and the wider housing market.
Covers issues relating to savings accounts and payments.
Covers developments in conduct of business regulation
Covers issues relating to the corporate governance and constitution of building societies.
People related matters such as talent development, apprenticeships and diversity.
Internal and external accounting assurance and matters relating to tax.
The regulation and supervision of firms to ensure their safety and soundness under the remit of the Prudential Regulation Authority.
A new legal aid scheme to support borrowers at risk of repossession (member only content).
A wide range of statistics relating to the UK mortgage and housing markets.
Research, analysis and guidance about our members and the issues that affect them.
Retail savings data including net receipts and deposits, ISAs and interest rates.
Operational and financial information about building societies. Includes AGM & financial results and remuneration details.
Submission and publication deadlines for BSA data and reports.
Services inflation and labour market conditions ease ahead of September MPC meeting
News and views on topical issues from the BSA and guests.
View our latest press releases and comment here.
The BSA's quarterly magazine covers whats happening in the world of building societies, credit unions and the wider financial services sector.
A quarterly survey that assesses consumer sentiment regarding the UK property market.
View biographies and download photos of the BSA's key spokespeople
BSA speeches from events and seminars
View the latest webinars, training and other events open to members, associates and other stakeholders
View our latest BSA Annual Conference and comment here.
View our latest Past events & summaries and comment here.
Learn how to promote your event to the BSA's membership.
Understanding cyber security risks and preparing for an attack (24th September 2024)
Find factsheets on mortgages, savings and the building society sector.
Track building societies that no longer exists and get a link to its successor's website.
Find mortgage instructions and specific requirements setting out individual building society policies.
The UK Savings Week campaign aims to get people engaged in saving.
Toolkits to develop Workplace Savings are available here.
Here you can find our publications, responses to consultation documents, mortgage instructions, statistics and sector job vacancies.
Find out more about the BSA and the sector.
Contact details for each of our 49 members.
Our Associate members include a wide range of companies from insurers, banks, accountants, solicitors, and other business suppliers to BSA members.
View biographies and download photos of our key spokespeople
Vacancies for senior management, executive and other positions at the BSA and its member organisations
Find out the wide range of benefits of joining the BSA as an associate member.
The Building Societies Association is the voice of the UK's building societies.
In the first of our Mutuals in Action blog series, we hear from Nigel Taylor, Head of Marketing and Brand at The Cumberland, on the work the Society has undertaken to develop their social purpose and community giving strategy into a force for good.
Social purpose and community giving strategies are not new.
But at the Cumberland we have worked hard to develop ours into a formidable force for good, helping people in our communities who are facing the biggest challenges.
One of our proudest contributions last year was funding 41 community food banks providing hot meals to hungry families struggling with food poverty.
Although we have evolved our social purpose and community giving strategy over the past year and a half, our business has always been purpose-led, socially responsible and focused on our people, planet, and communities.
Our purpose is to deliver ‘kinder banking’ by ensuring we respect each person’s needs, nurture the countryside, and build stronger communities. We want to make a positive difference to people’s lives. We do this in a number of ways, through our business decisions, but also by donating a percentage of our profits to charitable causes each year.
To make our community giving more impactful we reviewed our strategy over a three-year period. We looked at what matters to our community and then refocused our support around the most pressing need in our region – food poverty, especially within this past year.
Our research showed a 30 per cent increase in people using food banks in Cumbria’s main towns, and a 75 per cent increase in people using rural food banks.
We know that people care about brands that impact the community by doing the right thing, but it shouldn’t be a tick-box exercise. There needs to be credibility and authenticity in social outreach.
It is important to have the right strategy, make a difference and be able to measure the impact we are having on the community programmes we support.
We made many contributions to our community during 2023 which we are very proud of.
For example, we enabled schools to run free courses for their pupils on financial literacy after partnering with EVERFI to deliver a programme specifically for nine-to-11-year-olds, teaching skills such as how to make wise financial decisions.
But our biggest initiative began in June last year. As part of our Social Purpose Strategy Review, we launched Kinder Kind of Kitchens to help tackle food poverty in our region head-on.
We partnered with FareShare Lancashire & Cumbria which redistributes surplus food from the food industry to those in need. We donated £250,000 to the charity, supporting its network of local food banks and community food hubs and helping them to expand their services. And in some instances, simply just help to keep their doors open.
It is a sad fact that many people worry about getting enough food to feed their families. They can’t move forward in life because they’re thinking about where their next meal is coming from. The use of community kitchens, meal clubs and foodbanks in Cumbria has risen dramatically in 12 months and demand is outstripping supply.
Kinder Kind of Kitchens is our biggest community giving programme to date. Since the partnership launched in June more than £105,000 has been donated directly to the community food projects, helping to provide the equivalent of 265,000 meals and preventing more than 110 tonnes of food waste*.
We also treated over 100 heroes – the volunteers who run and work in the community food projects - to a special night hosted by TV celebrity, and native Cumbrian, Helen Skelton to thank them, and recognise the incredible work they do in their communities to tackle food poverty. We’ve also encouraged our colleagues across the region to use their volunteer days to pitch in and help.
It really is humbling to go to some of the food banks and community kitchens and realise for yourself just what people are going through, and to see the positive difference we are making.
I would emphasise to others looking to review their community giving strategy or CSR programme it is critical to research the community’s needs and wants, so that the programme is informed by real-life insights. As much as everyone would love to support every charity and project, it’s about narrowing down the focus on the biggest need so the programme can have the greatest impact. Equally important is selecting the right partners, as they run the programmes and bring the expertise to deliver the biggest impact to the community projects.
There are other ways to address additional requests outside the focus areas. We have the Cumberland Charitable Foundation that enables our branches to get involved in initiatives that make sense to them in supporting hyperlocal charitable initiatives.
We strongly believe that doing the right thing really builds trust, credibility and brand awareness for us and our partners and that it has a positive impact on our customer loyalty as well as talent attraction and retention. We see people joining us who share our values and comment on how we live our ‘Kinder Brand’ strapline, we don’t just talk about it. It’s also what attracted me to the company years ago.
We like to say we’re real people, not robots, meaning we approach things in a kind and human way. Community giving enables us to live those values. It’s not about storytelling, it’s about storydoing. Everyone in the company is keen to live our values and show that kindness is in our nature here at the Cumberland.
*Figures from 1st June to 30th November 2023, provided by FareShare Lancashire and Cumbria
To find out more, visit: www.cumberland.co.uk
A free event hosted by Kerv Join us to discover how you can be taking advantage of the new consumer duty legislation to make your customer experien...
The BSA strongly supports the principle of charging a fee to CMCs.
Our response to FCA GC23-2