The latest commentary on the UK economy, mortgage and savings markets.

The BSA has responded to the PRA and FCA's CP6/26 – High loan to income lending. 

A free webinar hosted by BSA Associate KPMG The purpose of the FRS 102 virtual roundtable is to provide attendees with an overview of the recent amendments to FRS 102 and their implications for building societies.  The session will explore: The key changes of the amendments Additional considerations for banks and building societies Market insights on challenges and opportunities of implementation Attendees will have the opportunity to hear insights from KPMG specialists and engage in discussion with peers on the challenges and opportunities arising from the amendments.

Join us for the BSA's Annual Mortgage Meet-up, bringing together mortgage professionals from across the sector for a day of insight, discussion and networking. This year's agenda focuses on some of the most significant issues shaping the future of mortgage lending. Including the Mortgage Rule Review, the most significant change to mortgage regulation in over a decade, as well as developments in later life lending. The day will provide valuable insight into the future direction of policy and regulation. We'll also explore the important issue of economic abuse and the role lenders can play in identifying and supporting customers in vulnerable circumstances. This session will offer practical perspectives on delivering good customer outcomes and supporting those affected.  Looking ahead, a dedicated session on smart property data will examine how better use of information and technology could help streamline the mortgage journey, improve customer experiences and support more efficient lending processes.  Alongside expert speakers and interactive discussion, there will be plenty of opportunities to connect with peers, exchange ideas and discuss the challenges and opportunities facing the market.  A must-attend event for mortgage professionals seeking the latest regulatory, market and innovation insights. Detailed programme content and speakers will be updated here as and when confirmed. (Registration closes at 17:00 on Monday, 28 September 2026) Cancellation policy

A free to attend roundtable hosted by BSA Associate DXC  Following on from our headline sponsorship of the BSA Annual Conference 2026 and our opening presentation around AI. We would like to invite you to join us for our DXC AI X Change executive roundtable discussion. As organisations move beyond AI experimentation, senior leaders are increasingly facing common questions: how to translate pilots into measurable business value, how to scale safely and responsibly, and how to align technology progress with regulatory, operational and workforce realities. Many leaders are tackling these challenges in isolation. DXC AI X Change has been created to address that. This session brings together executives to share real world insights on what is actually working, where progress is stalling, and how others are overcoming the barriers to enterprise wide AI adoption. The emphasis is on learning from peers, not being presented to. Why attend? Gain insight into how peer organisations are progressing from AI proof of concept to real impact Pressure test your thinking against leaders facing similar regulatory, operational and change challenges Take away practical perspectives you can apply immediately within your own organisation Build stronger connections with peers in a confidential, trusted setting What to expect: A discrete, off the record discussion No slide decks, sales pitches or demonstrations A practical, executive to executive conversation grounded in lived experience Breakfast is included – please let us know of any dietary requirements when registering.  DXC Technology is a leading enterprise technology and innovation partner delivering software, services, and solutions to global enterprises and public sector organizations — helping them harness AI to drive outcomes at a time of exponential change with speed. With deep expertise in Managed Infrastructure Services, Application Modernization, and Industry-Specific Software Solutions, DXC modernizes, secures, and operates some of the world’s most complex technology estates.

The payments landscape and the nature of money is changing. What does this all mean for building societies and credit unions? This blog explores the new regulatory landscape for stablecoins and the introduction of tokenised deposits.