YBS student graduates with unique CertBALM qualification

In an evening of celebration, Michael Kozlowski, Balance Sheet Strategist at Yorkshire Building Society was awarded with the coveted CertBALM qualification as well as the award for Outstanding Academic Achievement.

In an evening of celebration, whilst graduating with the coveted CertBALM qualification, Michael Kozlowski, Balance Sheet Strategist at Yorkshire Building Society also won the Outstanding Academic Achievement Award.

This marks the first time the award has been won by a building society student, and is a testament to the hard work and dedication Michael committed to the programme.ALMA-Prizegiving-January-2019-019.JPG

The honours degree-level qualification, headed by ALMA, provides a benchmark in asset and liability management. It is aimed at people working in the bank and building society sector: specifically those in treasury, balance sheet management, asset and liability management, risk and finance departments.

Michael commented on his graduation: “It was great to make new professional connections and catch-up with the rest of my cohort.

“In terms of the qualification, I have found it very relevant to my day-to-day job and it has helped me appreciate the ‘bigger picture’, it is hard-work but rewarding.”

Over 200 hours’ of study is required to complete the demanding course, so Michael’s award is very well deserved and we look forward to seeing how both he and the programme progresses in the coming years. Congratulations! 

More information on the CertBALM qualification can be found here.

You may also be interested in...

BSA Card
  • BSA.Event Event
  • Financial Crime

Financial crime prevention seminar

This full-day event in Leeds provides BSA members with expert briefings on current key risk areas in financial crime to help them review and focus the...

BSA Card
  • BSA.Event Event
  • People

Women's Leadership Programme - "The Becoming Journey®"

Taking place between 12 September - 3 December 2025

BSA Card
  • BSA.Event Event
  • Prudential Regulation

Updates to SS3/19: Changes for banks, building societies and insurers

A free webinar hosted by BSA Associate Forvis Mazars Join our webinar covering everything you need to consider following the release of the first c...

BSA Card
  • BSA.PressRelease Press Release
  • Prudential Regulation

PRA consultation paper proposes the retirement of the Building Societies Sourcebook

The BSA supports the PRA consulting on this important topic

BSA Card
  • BSA.PressRelease Press Release
  • Mortgages & Housing

Bank Rate cut is welcome but more needs to be done to help aspiring first-time buyers

Even though rates are slowly reducing, many first-time buyers will still struggle to achieve homeownership due to the double affordability challenge o...

BSA Card
  • BSA.IndustryPublication Research & Reports
  • Banking & Payments

Building Societies Report 2025

Whitecap Consulting, in collaboration with the Building Societies Association (BSA) and a group of key stakeholders, has published the Building Societ...

BSA Card
  • BSA.PressRelease Press Release
  • Audit & Taxation

New audit policy proposals from trade bodies aim to boost growth, investment, and competition across the UK economy

Leading trade bodies call for proportionate reforms to audit and reporting rules

  • BSA.IndustryPublication Research & Reports
  • Audit & Taxation

Audit for Growth: Proportionality in Audit and Reporting

A new policy paper outlining proposals to modernise the UK’s audit regime.