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The voice of building societies
If you would like to request a briefing on a topic not currently listed, please contact kate.creagh@bsa.org.uk.
There have been a large number of consultations covering the area of consumer access recently, all from different angles and bodies. There appears to be no overarching view of the issues and ultimately there is a risk to consumers that different recommendations may compete and even conflict with each other.
The debate on taking previous rent payments into account when assessing someone’s eligibility for a mortgage has received significant interest following an e-petition with over 147,000 signatures.
This briefing is provided ahead of the remaining stages of the Finance (No. 2) Bill to inform the debate. These issues apply equally to banks and building societies.
We have long supported calls for a Single Financial Guidance Body (SFGB) and welcome the proposal to move regulation for Claims Management Companies to the FCA. We do however have some concerns about the delegation of advice delivery, in particular ensuring the new SFGB uses these powers to avoid duplication.
This page contains information about the June 2017 Queen's Speech and its impact on the building society sector.
BSA letter to the Party Leaders ahead of the General Election
In light of the challenges RBS have faced in spinning off Williams & Glyn as a separate shareholder owned bank or finding a willing corporate buyer for the business, other alternatives should be explored to deliver the same outcome.
This briefing outlines steps being taken by the building societies sector to support service personnel through the Armed Forces Covenant.
The BSA supports the intentions behind both these schemes. Both are intended to encourage people to save and this is important in engendering financial resilience. However, we do have concerns.
This briefing outlines the views of the Building Societies Association on the main areas under discussion as part of the Bill.
The Bank of England & Financial Services Bill 2015 offers an important opportunity to solidify the Government’s commitment to promote real diversity in the financial services sector within legislation
The Bank of England & Financial Services Bill 2015 offers an important opportunity to solidify within legislation the Government’s commitment to promote real diversity in the financial services sector.