• calender-icon Event
  • Mortgages & Housing
  • Posted: 25 Mar 2024

Mortgage underwriting course

10 & 11 September 2024


Book your place
  • Calender-Icon Time: 09:30 - 16:30
  • Location-Icon Location: London
  • Admin-Icon Organised By: BSA Events
  • Currency-Icon £895 (BSA Members & Associates only)

In recent years the recognised career path to mortgage underwriter has changed substantially, partly due to the changing nature of mortgage advice. This intensive two-day course, in partnership with the Chartered Insurance Institute (CII), has been designed to equip underwriters with the knowledge required to carry out their role effectively. 


  • Know the structure and main features of the residential mortgage market.
  • Understand the house (and leasehold flat) buying process and all of its components including costs, the conveyancing process and the legal aspects of home ownership including the nature of searches, covenants etc., and Joint Tenants and Tenants in Common. 
  • Appreciate the nature and main features of conduct and prudential risk within the mortgage environment.
  • Understand the main features of a mortgage (both residential and buy to let).
  • Learn the role of interest only and repayment vehicles.
  • Recognise the main regulatory and legal requirements applicable to the provision of mortgage lending, including:
    -    The content and purpose of the legal documentation. Offer Document, Mortgage
         T&Cs, and Mortgage Deed/Charge
    -    The impact of Unfair Contract Terms and anti-money laundering legislation
  • Understand the features and differences between basic valuation reports, homebuyer reports and structural surveys, encompassing:
    -    The value and limitations of automated valuation models (AVM)
    -    How to interpret mortgage valuations 
    -    Use of audit valuations
    -    Use of websites to assess a property’s attributes
    -    The role and responsibilities of surveyors in respect of each
    -    The nature of house price movements
    -    Lenders’ requirements in respect of property insurance.
  • Understand the FCA principles of treating customers fairly.
  • Know the rules governing data protection.
  • Appreciate the basics of property construction, types and the acceptability of different types of construction as security.
  • Different types of security, including Mortgage Charge, lien over cash, Mortgage Indemnity Guarantee policy etc.

Trainee underwriters, mortgage advisers that wish to broaden their skillset and those employed in a product development or risk capacity.

"Brilliantly delivered course, group activities and discussions very insightful and good experience
to see how others in the sector work."

"Very informative, taught in a clear and fun way, made easy to understand."

"Ian was brilliant and really brought the course to life.  His background and knowledge of all things
lending is a huge asset to the BSA."

                                                 (Delegate feedback from our previous courses)

places.png  Venue:
BSA offices, 23 Kingsway, London WC2B 6UJ

Currency-image.png  Cost:
  £895 per person (VAT exempt) - BSA Members & BSA Associates

register.png  Register:
  Complete the online form to secure your place - ONLY 1 PLACE LEFT!
          Registration closes at 4pm on 9th September 2024.

contact.png  Contact:
  Please direct any enquiries to: events@bsa.org.uk

Cancellation policy

Course presenter:

You may also be interested in...

BSA Card
  • BSA.Event Event
  • Conduct Risk & Regulation

Consumer Duty: Navigating Board Reports

A free webinar hosted by BSA Associate, docStribute docStribute and Woodhurst are collaborating to bring you this webinar series. Following our pre...

BSA Card
  • BSA.Event Event

Building Societies Annual Conference 2024

Building Societies Annual Conference 2024 8th -9th May, Manchester   The Building Societies Annual Conference is the leading event in the secto...

BSA Card
  • BSA.Event Event
  • Audit & Taxation

Audit, Risk & Regulation Autumn Series

This year's annual update returned in a brand new format with a series of topical webinars covering key areas of audit, risk and regulation. This...

BSA Card
  • BSA.Event Event
  • Conduct Risk & Regulation

Consumer Duty: Linking Customer Outcomes to Customer Experience

A free webinar hosted by BSA Associate, Protiviti This webinar will explore ways firms can effectively test, monitor, and report customer outcomes ...

BSA Card
  • BSA.Event Event
  • Conduct Risk & Regulation

Annual Update & Networking for Boards

This autumn, the BSA is running its first event designed specifically for Board Members (Exec and Non-Exec) and Board attendees. This in-person eve...

BSA Card
  • BSA.Event Event
  • Conduct Risk & Regulation

BDO's Financial Services' NED event: Consumer Duty Board Champions

BDO’s Financial Services’ team is delighted to invite you to our first FS NED event for 2024, to discuss the Consumer Duty’s ("the CD") next phase of ...

BSA Card
  • BSA.Event Event
  • Prudential Regulation

Preparing for successful regulatory visits

Two half-day sessions on 24 & 25 January 2024

  • BSA.IndustryResponse Industry Response
  • Conduct Risk & Regulation

GC23-2 FCA Guidance consultation on financial promotions on social media

Our response to FCA GC23-2

BSA Card
  • BSA.PressRelease Press Release

The beauty of simplicity in a complex world

Speaking on the first day of the Building Societies 2023 Annual Conference at the ACC in Liverpool, BSA Chief Executive, Robin Fieth, talked about the...