Industry Responses

As well as proactively campaigning, the BSA frequently comments on consultative papers issued by the Financial Conduct Authority and Prudential Regulation Authority, and by Government departments such as the Treasury or the Department for Business, Innovation and Skills. 

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FCA Consultation CP21/13: A new Consumer Duty

The BSA has responded to the FCA's consultation paper outlining a proposed new Consumer Duty

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Restoring trust in audit and corporate governance

We believe that building societies other than the largest should not fall within the definition of a public interest entity.

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CP21/4: Funeral Plans: Proposed Approach to Regulation

The BSA's response to the FCA consultation

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Ring-fencing and Proprietary Trading Independent Review

Read the BSA's submission to the call for evidence.

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Our response to FCA regulated fees and levies: rates proposals 2021/ 2022

Our main concerns relate to cost control and to the lack of an appropriate fees tariff for building societies.  

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CP21/1: Restricting CMC charges for financial products and services claims

The BSA welcomes the overarching aims and desired outcomes that the measures proposed in CP21/1 set out to achieve.

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MREL approach Discussion Paper

BSA welcomed this wide-ranging DP and suggests several  improvements to the Bank's approach.

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Making tax digital for corporation tax

We question the benefits of quarterly reporting.

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Financial Services Future Regulatory Framework - Phase II Review

BSA  supports Treasury proposals in FRF Review Phase II

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BEIS improving home energy performance through lenders consultation

The BSA has concerns about the potential side-effects from these proposals and impacts on the housing market.

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UK mortgage risk weights - IRB floors

BSA broadly supports PRA's IRB floors for UK mortgage risk weights but suggests improvements to CP 14/20

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