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As well as proactively campaigning, the BSA frequently comments on consultative papers issued by the Financial Conduct Authority and Prudential Regulation Authority, and by Government departments such as the Treasury or the Department for Business, Innovation and Skills.
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Our comments are brief and high level and reflect our concerns about the rising costs of operating the FSCS.
The BSA sets out its concerns regarding the FCA's proposed amendments to the guidance on the definition of a "Payment Account".
We call for more systematic proportionality to reduce the unnecesssary burdens on small, non-complex banks, including most building societies.
The main proposals are reasonable, and will improve clarity and transparency.
We broadly welcome and support the review proposals
We agree there should be no order in which firms use the BoE's liquidity facilities or draw down their own liquid asset buffers to meet a liquidity need.
The BSA has responded to the consultation which examines the currently system of Recognised Professional Bodies (RPBs) regulating insolvency practitioners.
BSA calls for parity for mutuals, "think small first", and some legislative updating.
The BSA has responded to Labour's proposals for leaseholders.