Industry Responses

As well as proactively campaigning, the BSA frequently comments on consultative papers issued by the Financial Conduct Authority and Prudential Regulation Authority, and by Government departments such as the Treasury or the Department for Business, Innovation and Skills. 

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Regulated fees and levies: rates proposals 2022/ 2023

Our main concerns relate, as ever, to cost control and to the lack of an appropriate fees tariff for building societies.

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FCA regulated fees and levies: rates proposals for 2022/23

We submit a brief response highlighting again concerns about cost control.

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The Future of Insolvency Regulation

The BSA's repsonse to the Government consultation

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The Appointed Representative regime

BSA response to the HM Treasury call for evidence

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BSA response to CP21/34

BSA response to CP21/34 - Improving the Appointed Representative regime

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Amendments to the Building Societies Act 1986

The BSA welcomes the Government's proposals to amend the Building Societies Act 1986, and supports the individual measures proposed, many of which derive from the BSA’s own advocacy. We are pleased to respond to this consultation, and draw attention to a few other amending measures that the Treasury should address at the same time.

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CP21/36: A New Consumer Duty

The BSA responds to the FCA's CP on A New Consumer Duty

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Future Regulatory Framework Review

BSA responds supportively to Treasury's proposals for reform, and makes suggestions for improvement.

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FOS Our 2022/23 plans and budget Consultation

The BSA welcomes the opportunity to respond to the FOS’s annual consultation on its plans and budget. While we remain supportive of its stated strategic priorities and the need to invest in a change programme, we also remain concerned at the continued path to a fundamental change in how the service is funded.

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CP21/30: Debt Packagers - proposals for new rules

The BSA strongly supports the FCA's proposals.

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Review of the cash ratio deposit scheme: consultation on proposed changes

The costs of funding the Bank of England's policy costs should be widened to include large firms in other FS sectors such as insurers.  We support the introduction of a levy but are concerned that the BoE's policy costs always seem to be on an upward trajectory.

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