Industry Responses

As well as proactively campaigning, the BSA frequently comments on consultative papers issued by the Financial Conduct Authority and Prudential Regulation Authority, and by Government departments such as the Treasury or the Department for Business, Innovation and Skills. 

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FCA regulated fees and levies: rates proposals 2020/ 2021

Our main concerns with these proposals, and the fees and levies policies in general, relate to cost control and to the lack of an appropriate fees tariff for building societies.  Many points are mirrored in our response to the PRA’s fees consultation.  

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PRA regulatory fees and levies rates proposals, 2020-2021

Our main concerns relate to cost control and to the lack of an appropriate fees tariff for building societies.

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First Homes consultation

BSA responds to the MHCLG consultation on design and delivery of the First Homes scheme.

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Temporary financial relief for consumer credit borrowers

BSA broadly supports FCA measures

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Direct marketing code of practice - ICO consultation

We set out our concerns about the draft code's potential impact on maturity communications and urge the ICO to liaise with the FCA.

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FOS Budget 2020

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Management expenses levy limit for the FSCS - proposals for 2020/ 2021

Our comments are brief and high level and reflect our concerns about the rising costs of operating the FSCS.

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FCA Quarterly Consultation No 26 - CP19/33

The BSA sets out its concerns regarding the FCA's proposed amendments to the guidance on the definition of a "Payment Account".

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Implementing Basel 4 in the EU

We call for more systematic proportionality to reduce the unnecesssary burdens on small, non-complex banks, including most building societies.

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