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The voice of building societies
As well as proactively campaigning, the BSA frequently comments on consultative papers issued by the Financial Conduct Authority and Prudential Regulation Authority, and by Government departments such as the Treasury or the Department for Business, Innovation and Skills.
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We argue for a delay in implementation and reduced frequency.
We argue for more detail on IT spend.
Information on the reclaim mechanism for employers in the devolved nations sought.
This BSA paper responds to the FCA's consultation, Our Future Mission.
The BSA supports the PRA's proposals regarding the duty of responsibility and the application of the conduct rules to notified/standard NEDs, which are consistent with earlier representations made by the BSA.
This paper responds to FCA Discussion Paper 16/4 (the DP).
This response supports the proposals in, and comments on, FCA 16/26, which consults on guidance on how the FCA will enforce the 'duty of responsibility', which is now in force under the Bank of England and Financial Services Act 2016.
This BSA response supports the proposal in FCA CP16/27 that 'standard' - sometimes called 'notified' - non-executive directors (NEDs) should be subject to the regulator's individual conduct rules and to rule 4 of the senior conduct rules
We argue for a later implementation date and the development of a more proportionate approach to expected credit loss provisioning.
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